First Business Financial Services, Inc. (FBIZ) is a Banks - Regional company in the Financial Services sector, currently trading at $58.44. It has a SharesGrow Score of 70/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FBIZ = $134.37 (+129.9% from the current price, the stock appears undervalued). Analyst consensus target is FBIZ = $70 (+19.8% upside).
Valuation: FBIZ trades at a trailing Price-to-Earnings (P/E) of 9.4 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.92.
Financials: revenue is $279M, +24.1%/yr average growth. Net income is $50M, growing at +7.9%/yr. Net profit margin is 18% (healthy). Gross margin is 57.3% (-30 pp trend).
Balance sheet: total debt is $259M against $372M equity (Debt-to-Equity (D/E) ratio 0.7, moderate). Current ratio is 0.31 (tight liquidity). Debt-to-assets is 6.4%. Total assets: $4.1B.
Analyst outlook: 8 / 10 analysts rate FBIZ as buy (80%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 88/100 (Pass), Growth 83/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 43/100 (Fail), Future 88/100 (Pass), Income 70/100 (Pass).
