C&F Financial Corporation (CFFI) is a Banks - Regional company in the Financial Services sector, currently trading at $76.20. It has a SharesGrow Score of 59/100, indicating a above average investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of CFFI = $230.15 (+202% from the current price, the stock appears undervalued).
Valuation: CFFI trades at a trailing Price-to-Earnings (P/E) of 8.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 3.56.
Financials: revenue is $186M, +14.8%/yr average growth. Net income is $27M, growing at +0.1%/yr. Net profit margin is 14.4% (healthy). Gross margin is 69.5% (-21.5 pp trend).
Balance sheet: total debt is $116M against $262M equity (Debt-to-Equity (D/E) ratio 0.44, conservative). Current ratio is 24.17 (strong liquidity). Debt-to-assets is 4.2%. Total assets: $2.8B.
SharesGrow 7-Criteria breakdown: Value 34/100 (Fail), Growth 63/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 43/100 (Fail), Future ?/100 (Fail), Income 55/100 (Partial).
