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First Northwest Bancorp FNWB NASDAQ

NASDAQ Global Market • Financial Services • Banks - Regional • US • USD

SharesGrow Score
36/100
1/7 Pass
SharesGrow Intrinsic Value
$10.12
+4.9%
Analyst Price Target
$8.00
-17.1%

First Northwest Bancorp (FNWB) is a Banks - Regional company in the Financial Services sector, currently trading at $9.65. It has a SharesGrow Score of 36/100, indicating a weak investment profile with 1 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of FNWB = $10.12 (+4.9% from the current price, the stock appears fairly valued). Analyst consensus target is FNWB = $8 (-17.1% upside).

Valuation: FNWB trades at a trailing Price-to-Earnings (P/E) of -23 (S&P 500 average ~25).

Financials: revenue is $107M, +6.3%/yr average growth. Net income is $4M (loss), growing at -146%/yr. Net profit margin is -3.9% (negative). Gross margin is 47.3% (-39.4 pp trend).

Balance sheet: total debt is $325M against $157M equity (Debt-to-Equity (D/E) ratio 2.06, leveraged). Current ratio is 2.26 (strong liquidity). Debt-to-assets is 15.4%. Total assets: $2.1B.

Analyst outlook: 1 / 1 analysts rate FNWB as buy (100%) — strong consensus.

SharesGrow 7-Criteria breakdown: Value 20/100 (Fail), Growth 40/100 (Partial), Past 50/100 (Partial), Health 33/100 (Fail), Moat 36/100 (Fail), Future 64/100 (Pass), Income 10/100 (Fail).

$8.00
▼ 17.1% Downside
Average Price Target
The 12-month price target for First Northwest Bancorp is $8.00.

FNWB SharesGrow Score Overview

36/100
SharesGrow Score
Below average — proceed with caution
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VALUE 20/100
Valuation — P/E, PEG, Forward PEG
GROWTH 40/100
Financials — average growth
PAST 50/100
strong — trend
HEALTH 33/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 36/100
Gross margin is + market cap
FUTURE 64/100
Analyst outlook — as buy
INCOME 10/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — FNWB

VALUE Fail
20/100
FNWB trades at a trailing Price-to-Earnings (P/E) of -23 (S&P 500 average ~25). Forward PEG -0.22 — Peter Lynch undervalued (≤1.0). Analyst consensus target is $8, implying -17.1% from the current price $10. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Partial
40/100
FNWB: +6.3%/yr revenue is, -146%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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~
PAST Partial
50/100
FNWB: 2 / 4 years profitable. weak. Score = 2 / 4 × 100. ≥ 80 = Pass.
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HEALTH Fail
33/100
Balance sheet FNWB: Debt-to-Equity (D/E) ratio 2.06 (leveraged), Current ratio is 2.26 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Fail
36/100
FNWB: Gross margin is 47.3% (-39.4 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 36/100. ≥ 70 = Pass.
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FUTURE Pass
64/100
Analyst outlook: 1 / 1 analysts rate FNWB as buy (100%). Analyst consensus target is $8 (-17.1% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Fail
10/100
FNWB: Net profit margin is -3.9%. negative. Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range6.05-10.98
Volume47.69K
Avg Volume (30D)41.84K
Market Cap$91.2M
Beta (1Y)0.57
Dividend Yield$0.0700
Share Statistics
EPS (TTM)-0.48
Shares Outstanding$9.55M
IPO Date2015-01-30
Employees227
CEOCurt T. Queyrouze
Financial Highlights & Ratios
Revenue (TTM)$107.19M
Gross Profit$50.67M
EBITDA$-5.18M
Net Income$-4.19M
Operating Income$-5.87M
Total Cash$285.84M
Total Debt$324.58M
Net Debt$309.05M
Total Assets$2.11B
Price / Earnings (P/E)-20.1
Price / Sales (P/S)0.85
Analyst Forecast
1Y Price Target$8.00
Target High$8.00
Target Low$8.00
Upside-17.1%
Rating ConsensusBuy
Analysts Covering1
Buy 100% Hold 0% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Global Market
CurrencyUSD
ISINUS3358341077

Price Chart

FNWB
First Northwest Bancorp  ·  NASDAQ Global Market
Financial Services • Banks - Regional
6.05 52WK RANGE 10.98
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