Citizens Financial Group, Inc. (CFG-PE) is a Banks - Regional company in the Financial Services sector, currently trading at $19.03. It has a SharesGrow Score of 66/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of CFG-PE = $83.40 (+338.3% from the current price, the stock appears undervalued).
Valuation: CFG-PE trades at a trailing Price-to-Earnings (P/E) of 15 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.65.
Financials: revenue is $11.1B, +8.7%/yr average growth. Net income is $1.8B, growing at -2.4%/yr. Net profit margin is 16.4% (healthy). Gross margin is 69.8% (-13.4 pp trend).
Balance sheet: total debt is $11.3B against $26.3B equity (Debt-to-Equity (D/E) ratio 0.43, conservative). Current ratio is 1.04 (adequate). Debt-to-assets is 5%. Total assets: $226.4B.
Analyst outlook: 17 / 27 analysts rate CFG-PE as buy (63%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 83/100 (Pass), Growth 40/100 (Partial), Past 100/100 (Pass), Health 50/100 (Partial), Moat 63/100 (Partial), Future 55/100 (Partial), Income 70/100 (Pass).
