Wintrust Financial Corporation (WTFC) is a Banks - Regional company in the Financial Services sector, currently trading at $145.51. It has a SharesGrow Score of 67/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of WTFC = $234.03 (+60.8% from the current price, the stock appears undervalued). Analyst consensus target is WTFC = $173 (+18.9% upside).
Valuation: WTFC trades at a trailing Price-to-Earnings (P/E) of 11.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.39.
Financials: revenue is $4.2B, +25.5%/yr average growth. Net income is $824M, growing at +17.4%/yr. Net profit margin is 19.5% (healthy). Gross margin is 62.2% (-22.8 pp trend).
Balance sheet: total debt is $4.5B against $7.3B equity (Debt-to-Equity (D/E) ratio 0.62, moderate). Current ratio is 0.14 (tight liquidity). Debt-to-assets is 6.3%. Total assets: $71.1B.
Analyst outlook: 15 / 22 analysts rate WTFC as buy (68%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 69/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 59/100 (Partial), Future 67/100 (Pass), Income 70/100 (Pass).
