Cullen/Frost Bankers, Inc. (CFR) is a Banks - Regional company in the Financial Services sector, currently trading at $142.36. It has a SharesGrow Score of 57/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of CFR = $245.72 (+72.6% from the current price, the stock appears undervalued). Analyst consensus target is CFR = $153 (+7.7% upside).
Valuation: CFR trades at a trailing Price-to-Earnings (P/E) of 14 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 3.46.
Financials: revenue is $2.9B, +17%/yr average growth. Net income is $649M, growing at +4%/yr. Net profit margin is 22.2% (strong). Gross margin is 75% (-15 pp trend).
Balance sheet: total debt is $4.8B against $4.6B equity (Debt-to-Equity (D/E) ratio 1.04, moderate). Current ratio is 0.21 (tight liquidity). Debt-to-assets is 9%. Total assets: $53.0B.
Analyst outlook: 5 / 33 analysts rate CFR as buy (15%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 38/100 (Fail), Growth 63/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 59/100 (Partial), Future 40/100 (Partial), Income 85/100 (Pass).
