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Grupo Cibest S.A. CIB NYSE

NYSE • Financial Services • Banks - Regional • CO • USD

SharesGrow Score
66/100
5/7 Pass
SharesGrow Intrinsic Value
$520,453.00
+671885.8%
Analyst Price Target
$65.00
-16.1%

Grupo Cibest S.A. (CIB) is a Banks - Regional company in the Financial Services sector, currently trading at $77.45. It has a SharesGrow Score of 66/100, indicating a above average investment profile with 5 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of CIB = $520,453.00 (+671885.8% from the current price, the stock appears undervalued). Analyst consensus target is CIB = $65 (-16.1% upside).

Valuation: CIB trades at a trailing Price-to-Earnings (P/E) of 9 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.15.

Financials: revenue is $42.9T, +44.7%/yr average growth. Net income is $6.8T, growing at +0.3%/yr. Net profit margin is 15.8% (healthy). Gross margin is 61.1% (-63.2 pp trend).

Balance sheet: total debt is $19.4T against $39.7T equity (Debt-to-Equity (D/E) ratio 0.49, conservative). Current ratio is 33.73 (strong liquidity). Debt-to-assets is 5.1%. Total assets: $379.3T.

Analyst outlook: 6 / 15 analysts rate CIB as buy (40%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 66/100 (Pass), Growth 73/100 (Pass), Past 100/100 (Pass), Health 67/100 (Partial), Moat 73/100 (Pass), Future 16/100 (Fail), Income 70/100 (Pass).

$65.00
▼ 16.07% Downside
Average Price Target
Based on 15 Wall Street analysts offering 12-month price targets for Grupo Cibest S.A., the average price target is $65.00, with a high forecast of $69.00, and a low forecast of $61.00.
Highest Price Target
$69.00
Average Price Target
$65.00
Lowest Price Target
$61.00

CIB SharesGrow Score Overview

66/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 66/100
Valuation — P/E, PEG, Forward PEG
GROWTH 73/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 67/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 73/100
Gross margin is + market cap
FUTURE 16/100
Analyst outlook — as buy
INCOME 70/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — CIB

VALUE Pass
66/100
CIB trades at a trailing Price-to-Earnings (P/E) of 9 (S&P 500 average ~25). Forward PEG 1.15 — ~moderate (~1.5). Analyst consensus target is $65, implying -16.1% from the current price $77. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
73/100
CIB: +44.7%/yr revenue is, +0.3%/yr Net income is average growth. mixed. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
CIB: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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~
HEALTH Partial
67/100
Balance sheet CIB: Debt-to-Equity (D/E) ratio 0.49 (conservative), Current ratio is 33.73 (strong liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Pass
73/100
CIB: Gross margin is 61.1% (-63.2 pp trend), $20B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 73/100. ≥ 70 = Pass.
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FUTURE Fail
16/100
Analyst outlook: 6 / 15 analysts rate CIB as buy (40%). Analyst consensus target is $65 (-16.1% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
INCOME Pass
70/100
CIB: Net profit margin is 15.8%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range35.44-86.31
Volume292.32K
Avg Volume (30D)484.17K
Market Cap$20.13B
Beta (1Y)0.69
Dividend Yield$4.9300
Share Statistics
EPS (TTM)28,452.90
Shares Outstanding$238.3M
IPO Date1995-07-26
Employees34,182
CEOJuan Carlos Mora Uribe
Financial Highlights & Ratios
Revenue (TTM)$42.92T
Gross Profit$26.22T
EBITDA$8.92T
Net Income$6.78T
Operating Income$8.92T
Total Cash$22.78T
Total Debt$19.36T
Net Debt$-3.42T
Total Assets$379.35T
Price / Earnings (P/E)0
Price / Sales (P/S)0
Analyst Forecast
1Y Price Target$65.00
Target High$69.00
Target Low$61.00
Upside-16.1%
Rating ConsensusBuy
Analysts Covering15
Buy 40% Hold 33% Sell 27%
Price Target Summary
Company Info
CountryCO
ExchangeNYSE
CurrencyUSD
ISINUS40090E1064

Price Chart

CIB
Grupo Cibest S.A.  ·  NYSE
Financial Services • Banks - Regional
35.44 52WK RANGE 86.31
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