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Community Investors Bancorp, Inc. CIBN OTC

Other OTC • Financial Services • Banks - Regional • US • USD

SharesGrow Score
62/100
3/6 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow

Community Investors Bancorp, Inc. (CIBN) is a Banks - Regional company in the Financial Services sector, currently trading at $23.50. It has a SharesGrow Score of 60/100, indicating a above average investment profile with 3 out of 7 criteria passed.

Financials: revenue is $20M, +15.1%/yr average growth. Net income is $2M, growing at +20.7%/yr. Net profit margin is 9.3% (thin). Gross margin is 57.7% (-42.3 pp trend).

Balance sheet: total debt is $45M against $20M equity (Debt-to-Equity (D/E) ratio 2.27, leveraged). Current ratio is 0.06 (tight liquidity). Debt-to-assets is 13.4%. Total assets: $336M.

SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 0/100 (Fail), Moat 35/100 (Fail), Future ?/100 (Fail), Income 45/100 (Partial).

CIBN SharesGrow Score Overview

74/100
SharesGrow Score
Above average fundamentals
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VALUE 100/100
Valuation — P/E, PEG, Forward PEG
GROWTH 90/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 0/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 35/100
Gross margin is + market cap
FUTURE 0/100
Analyst outlook — as buy
INCOME 45/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — CIBN

✓
VALUE Pass
100/100
CIBN trades at a trailing Price-to-Earnings (P/E) of N/A (S&P 500 average ~25). Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
View details →
✓
GROWTH Pass
90/100
CIBN: +15.1%/yr revenue is, +20.7%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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✓
PAST Pass
100/100
CIBN: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
View details →
—
HEALTH N/A
N/A
No analyst coverage available for this stock.
✗
MOAT Fail
35/100
CIBN: Gross margin is 57.7% (-42.3 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 35/100. ≥ 70 = Pass.
View details →
—
FUTURE N/A
N/A
No analyst coverage available for this stock.
~
INCOME Partial
45/100
CIBN: Net profit margin is 9.3%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range17.88-27
Volume150
Avg Volume (30D)181
Market Cap$18.66M
Beta (1Y)0.07
Dividend Yield$0.4000
Share Statistics
EPS (TTM)2.29
Shares Outstanding$794.03K
IPO Date1995-02-07
CEOSteven R. Crall
Financial Highlights & Ratios
Revenue (TTM)$19.58M
Gross Profit$11.3M
EBITDA$2.24M
Net Income$1.82M
Operating Income$2.24M
Total Cash$14.86M
Total Debt$45.05M
Net Debt$30.19M
Total Assets$336.47M
Price / Earnings (P/E)10.3
Price / Sales (P/S)0.95
Analyst Forecast
Company Info
CountryUS
ExchangeOther OTC
CurrencyUSD
ISINUS2037192083

Price Chart

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CIBN
Community Investors Bancorp, Inc. ↗  ·  Other OTC
Financial Services • Banks - Regional
17.88 52WK RANGE 27.00

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