Dave Inc. (DAVE) is a Software - Application company in the Technology sector, currently trading at $213.76. It has a SharesGrow Score of 84/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of DAVE = $238.16 (+11.4% from the current price, the stock appears fairly valued). Analyst consensus target is DAVE = $309 (+44.7% upside).
Valuation: DAVE trades at a trailing Price-to-Earnings (P/E) of 12.3 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.44.
Financials: revenue is $512M, +36%/yr average growth. Net income is $196M, growing at +173.4%/yr. Net profit margin is 38.3% (strong). Gross margin is 79.8% (-4.6 pp trend).
Balance sheet: total debt is $75M against $353M equity (Debt-to-Equity (D/E) ratio 0.21, conservative). Current ratio is 3.83 (strong liquidity). Debt-to-assets is 15.4%. Total assets: $487M.
Analyst outlook: 10 / 11 analysts rate DAVE as buy (91%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 95/100 (Pass), Growth 100/100 (Pass), Past 50/100 (Partial), Health 83/100 (Pass), Moat 61/100 (Partial), Future 100/100 (Pass), Income 100/100 (Pass).
