Ellington Credit Company (EARN) is a Asset Management company in the Financial Services sector, currently trading at $4.63. It has a SharesGrow Score of 45/100, indicating a mixed investment profile with 1 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of EARN = $3.45 (-25.5% from the current price, the stock appears overvalued). Analyst consensus target is EARN = $6 (+29.6% upside).
Valuation: EARN trades at a trailing Price-to-Earnings (P/E) of -12.1 (S&P 500 average ~25).
Financials: revenue is $43M, +41.1%/yr average growth. Net income is $14M (loss), growing at -53.3%/yr. Net profit margin is -33.9% (negative). Gross margin is 85.4% (-7.5 pp trend).
Balance sheet: total debt is $0 against $194M equity (Debt-to-Equity (D/E) ratio 0, conservative). Current ratio is 0.12 (tight liquidity). Debt-to-assets is 0%. Total assets: $824M.
Analyst outlook: 1 / 7 analysts rate EARN as buy (14%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 86/100 (Pass), Growth 58/100 (Partial), Past 50/100 (Partial), Health 33/100 (Fail), Moat 35/100 (Fail), Future 46/100 (Partial), Income 10/100 (Fail).
