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Ellington Credit Company EARN NYSE

NYSE • Financial Services • Asset Management • US • USD

SharesGrow Score
45/100
1/7 Pass
SharesGrow Intrinsic Value
$3.45
-25.5%
Analyst Price Target
$6.00
+29.6%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Ellington Credit Company (EARN) has a negative trailing P/E of -12.1, meaning the company is currently unprofitable on a trailing twelve-month (TTM) basis. The forward P/E of 4.5 based on analyst estimates suggests a return to profitability is expected. Trailing earnings yield is -8.29%, forward earnings yield 22.37%. PEG 1.35.

Criteria proven by this page:

  • VALUE (86/100, Pass) — analyst target implies upside (+29.6%).
  • Forward P/E 4.5 — analysts expect a return to profitability with estimated EPS of $1.04 for FY2026.
  • PEG Ratio 1.35 — between 1.0–2.0 indicates moderate valuation relative to growth.
  • Trailing Earnings Yield -8.29% — negative yield confirms the company is currently unprofitable. Investors are paying for a turnaround rather than current earnings. Forward yield improves to 22.37% as earnings recover.
  • Analyst consensus target $6.00 (+29.6% upside) — significant upside potential according to Wall Street analysts.

Overall SharesGrow Score: 45/100 with 1/7 criteria passed.

SharesGrow 7-Criteria Score
45/100
SG Score
View full scorecard →
VALUE
86/100
Price-to-Earnings & upside
Proven by this page
~
FUTURE
46/100
Analyst consensus
→ Forecast
~
PAST
50/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
MOAT
35/100
→ Income
~
GROWTH
58/100
→ Income
INCOME
10/100
→ Income

Valuation Snapshot — EARN

Valuation Multiples
P/E (TTM)-12.1
Forward P/E4.5
PEG Ratio1.35
Forward PEG1.35
P/B Ratio0.77
P/S Ratio4.09
EV/EBITDA-39.0
Per Share Data
EPS (TTM)$-0.38
Forward EPS (Est.)$1.04
Book Value / Share$5.99
Revenue / Share$1.13
FCF / Share$0.36
Yields & Fair Value
Earnings Yield-8.29%
Forward Earnings Yield22.37%
Dividend Yield20.69%
SharesGrow IV$3.45 (-25.5%)
Analyst Target$6.00 (+29.6%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 10.0 0.00 0.84 4.53 13.07%
2017 12.9 -0.45 0.72 3.93 12.59%
2018 -11.6 0.06 0.85 4.90 14.56%
2019 6.1 -0.02 0.84 2.15 11.44%
2020 8.0 -0.90 0.97 4.49 8.59%
2021 -20.9 0.16 0.85 60.84 13.11%
2022 -3.0 -0.01 0.80 -8.81 15.43%
2023 20.0 -0.18 0.67 1.65 15.49%
2024 27.3 -1.21 0.93 3.55 12.35%
2025 -13.7 0.05 0.00 4.65 18.22%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $1.31 $16.92M $11.91M 70.4%
2017 $0.93 $16.49M $10.79M 65.4%
2018 $-0.88 $-5.79M $-11.3M -
2019 $1.79 $27.54M $22.26M 80.8%
2020 $1.63 $25.94M $20.11M 77.5%
2021 $-0.50 $-557K $-6.31M -
2022 $-2.29 $20.19M $-30.2M -149.6%
2023 $0.31 $-65K $4.56M -
2024 $0.24 $15.07M $6.59M 43.7%
2025 $-0.38 $42.57M $-14.45M -33.9%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $1.04 $1.04 – $1.04 $53.78M $52.19M – $52.19M 1
2027 $1.07 $1.07 – $1.07 $56.77M $52.18M – $52.18M 1
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