Eastern Bankshares, Inc. (EBC) is a Banks - Regional company in the Financial Services sector, currently trading at $20.67. It has a SharesGrow Score of 56/100, indicating a above average investment profile with 1 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of EBC = $21.55 (+4.3% from the current price, the stock appears fairly valued). Analyst consensus target is EBC = $22 (+7.6% upside).
Valuation: EBC trades at a trailing Price-to-Earnings (P/E) of 50.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 3.86.
Financials: revenue is $1.1B, +24.1%/yr average growth. Net income is $88M, growing at -19.5%/yr. Net profit margin is 8.4% (thin). Gross margin is 66.2% (-25.7 pp trend).
Balance sheet: total debt is $215M against $4.3B equity (Debt-to-Equity (D/E) ratio 0.05, conservative). Current ratio is 0.02 (tight liquidity). Debt-to-assets is 0.7%. Total assets: $30.6B.
Analyst outlook: 4 / 7 analysts rate EBC as buy (57%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 42/100 (Partial), Growth 58/100 (Partial), Past 100/100 (Pass), Health 33/100 (Fail), Moat 59/100 (Partial), Future 52/100 (Partial), Income 45/100 (Partial).
