First Community Corporation (FCCO) is a Banks - Regional company in the Financial Services sector, currently trading at $30.83. It has a SharesGrow Score of 60/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FCCO = $60.67 (+96.8% from the current price, the stock appears undervalued). Analyst consensus target is FCCO = $30 (-2.7% upside).
Valuation: FCCO trades at a trailing Price-to-Earnings (P/E) of 12.2 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.42.
Financials: revenue is $111M, +24.2%/yr average growth. Net income is $19M, growing at +12.2%/yr. Net profit margin is 17.3% (healthy). Gross margin is 68.1% (-26.7 pp trend).
Balance sheet: total debt is $125M against $168M equity (Debt-to-Equity (D/E) ratio 0.74, moderate). Current ratio is 0.28 (tight liquidity). Debt-to-assets is 6%. Total assets: $2.1B.
Analyst outlook: 3 / 5 analysts rate FCCO as buy (60%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 52/100 (Partial), Growth 90/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 43/100 (Fail), Future 47/100 (Partial), Income 70/100 (Pass).
