First Citizens BancShares, Inc. (FCNCP) is a Banks - Regional company in the Financial Services sector, currently trading at $21.31. It has a SharesGrow Score of 75/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FCNCP = $7,809.70 (+36548.1% from the current price, the stock appears undervalued).
Valuation: FCNCP trades at a trailing Price-to-Earnings (P/E) of 11.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.82.
Financials: revenue is $14.5B, +54.4%/yr average growth. Net income is $2.2B, growing at +282.6%/yr. Net profit margin is 15.2% (healthy). Gross margin is 61.4% (-16.8 pp trend).
Balance sheet: total debt is $36.0B against $22.2B equity (Debt-to-Equity (D/E) ratio 1.62, leveraged). Current ratio is 1.03 (adequate). Debt-to-assets is 15.7%. Total assets: $229.7B.
Analyst outlook: 4 / 5 analysts rate FCNCP as buy (80%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 94/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 51/100 (Partial), Future 90/100 (Pass), Income 70/100 (Pass).
