SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
First Citizens BancShares, Inc. (FCNCP) trades at a trailing P/E of 11.1, forward P/E of 0.1. Trailing earnings yield is 9.05%, forward earnings yield 833.33%. PEG 0.02 (Peter Lynch undervalued ≤1.0). Graham Number is $2,687.31.
Criteria proven by this page:
- VALUE (94/100, Pass) — P/E is below market average (11.1); PEG ≤ 1.0 — Peter Lynch undervalued (0.02); earnings yield beats bond yields (9.05%).
- Forward P/E 0.1 (down from trailing 11.1) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.02 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 9.05% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 833.33% as earnings recover.
Overall SharesGrow Score: 75/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
94/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FCNCP
Valuation Multiples
P/E (TTM)11.1
Forward P/E0.1
PEG Ratio0.02
Forward PEG0.02
P/B Ratio1.10
P/S Ratio1.61
EV/EBITDA11.4
Per Share Data
EPS (TTM)$178.44
Forward EPS (Est.)$178.89
Book Value / Share$1,798.75
Revenue / Share$1,172.61
FCF / Share$167.52
Yields & Fair Value
Earnings Yield9.05%
Forward Earnings Yield833.33%
Dividend Yield0.41%
Graham Number$2,687.31
SharesGrow IV$7,809.70 (+36548.1%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
18.9 |
2.65 |
1.42 |
3.18 |
0.34% |
| 2017 |
14.9 |
0.34 |
1.45 |
3.33 |
0.30% |
| 2018 |
11.2 |
0.46 |
1.29 |
2.83 |
0.37% |
| 2019 |
13.0 |
0.58 |
1.65 |
3.31 |
0.31% |
| 2020 |
11.7 |
0.75 |
1.37 |
3.01 |
0.52% |
| 2021 |
14.9 |
1.11 |
1.72 |
4.29 |
0.52% |
| 2022 |
10.7 |
0.43 |
1.22 |
2.31 |
0.70% |
| 2023 |
1.8 |
0.00 |
0.97 |
1.63 |
0.57% |
| 2024 |
10.9 |
-0.14 |
1.36 |
2.03 |
0.52% |
| 2025 |
12.0 |
-0.96 |
1.19 |
1.83 |
0.61% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$18.77 |
$1.34B |
$225.48M |
16.8% |
| 2017 |
$26.96 |
$1.45B |
$323.75M |
22.3% |
| 2018 |
$33.53 |
$1.59B |
$400.31M |
25.2% |
| 2019 |
$41.05 |
$1.79B |
$457.37M |
25.5% |
| 2020 |
$47.50 |
$1.92B |
$492M |
25.7% |
| 2021 |
$53.88 |
$1.9B |
$547M |
28.8% |
| 2022 |
$67.40 |
$5.1B |
$1.1B |
21.5% |
| 2023 |
$784.55 |
$12.64B |
$11.47B |
90.7% |
| 2024 |
$189.41 |
$14.94B |
$2.78B |
18.6% |
| 2025 |
$165.76 |
$14.5B |
$2.21B |
15.2% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$177.58 |
$171.24 – $190.90 |
$8.86B |
$8.67B – $9.47B |
1 |
| 2027 |
$201.11 |
$193.93 – $216.19 |
$9.32B |
$9.02B – $9.77B |
1 |
| 2028 |
$220.28 |
$212.41 – $236.80 |
$10.03B |
$9.75B – $10.61B |
1 |
