Fifth District Savings Bank (FDSB) is a Banks - Regional company in the Financial Services sector, currently trading at $15.00. It has a SharesGrow Score of 56/100, indicating a above average investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FDSB = $10.70 (-28.7% from the current price, the stock appears overvalued).
Valuation: FDSB trades at a trailing Price-to-Earnings (P/E) of 18.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 2.28.
Financials: revenue is $22M, +12.9%/yr average growth. Net income is $4M, growing at +57.1%/yr. Net profit margin is 18.5% (healthy). Gross margin is 58.2% (-31.3 pp trend).
Balance sheet: total debt is $0 against $130M equity (Debt-to-Equity (D/E) ratio 0, conservative). Current ratio is 0.02 (tight liquidity). Debt-to-assets is 0%. Total assets: $534M.
SharesGrow 7-Criteria breakdown: Value 44/100 (Partial), Growth 90/100 (Pass), Past 75/100 (Partial), Health 33/100 (Fail), Moat 35/100 (Fail), Future ?/100 (Fail), Income 70/100 (Pass).
