Farmers & Merchants Bancorp, Inc. (FMAO) is a Banks - Regional company in the Financial Services sector, currently trading at $26.80. It has a SharesGrow Score of 60/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of FMAO = $45.07 (+68.2% from the current price, the stock appears undervalued). Analyst consensus target is FMAO = $27 (+0.7% upside).
Valuation: FMAO trades at a trailing Price-to-Earnings (P/E) of 11 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.89.
Financials: revenue is $189M, +19%/yr average growth. Net income is $33M, growing at +4.1%/yr. Net profit margin is 17.6% (healthy). Gross margin is 62.3% (-21 pp trend).
Balance sheet: total debt is $300M against $371M equity (Debt-to-Equity (D/E) ratio 0.81, moderate). Current ratio is 13.43 (strong liquidity). Debt-to-assets is 8.7%. Total assets: $3.4B.
Analyst outlook: 0 / 2 analysts rate FMAO as buy (0%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 58/100 (Partial), Growth 63/100 (Pass), Past 100/100 (Pass), Health 50/100 (Partial), Moat 43/100 (Fail), Future 34/100 (Fail), Income 70/100 (Pass).
