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Grupo Financiero Galicia S.A. GGAL NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • AR • USD

SharesGrow Score
63/100
3/7 Pass
SharesGrow Intrinsic Value
$208,624.00
+424450.3%
Analyst Price Target
$60.50
+23.1%

Grupo Financiero Galicia S.A. (GGAL) is a Banks - Regional company in the Financial Services sector, currently trading at $49.14. It has a SharesGrow Score of 63/100, indicating a above average investment profile with 3 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of GGAL = $208,624.00 (+424450.3% from the current price, the stock appears undervalued). Analyst consensus target is GGAL = $61 (+23.1% upside).

Valuation: GGAL trades at a trailing Price-to-Earnings (P/E) of 61.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.08.

Financials: revenue is $13.6T, +100.5%/yr average growth. Net income is $228.4B, growing at +139%/yr. Net profit margin is 1.7% (thin). Gross margin is 41.3% (-58.7 pp trend).

Balance sheet: total debt is $3.6T against $7.8T equity (Debt-to-Equity (D/E) ratio 0.47, conservative). Current ratio is 0.58 (tight liquidity). Debt-to-assets is 8%. Total assets: $45.8T.

Analyst outlook: 7 / 12 analysts rate GGAL as buy (58%) — moderate consensus.

SharesGrow 7-Criteria breakdown: Value 62/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 33/100 (Fail), Moat 60/100 (Partial), Future 58/100 (Partial), Income 30/100 (Fail).

$60.50
▲ 23.12% Upside
Average Price Target
Based on 12 Wall Street analysts offering 12-month price targets for Grupo Financiero Galicia S.A., the average price target is $60.50, with a high forecast of $92.00, and a low forecast of $36.00.
Highest Price Target
$92.00
Average Price Target
$60.50
Lowest Price Target
$36.00

GGAL SharesGrow Score Overview

63/100
SharesGrow Score
Above average fundamentals
View full scorecard →
VALUE 62/100
Valuation — P/E, PEG, Forward PEG
GROWTH 100/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 33/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 60/100
Gross margin is + market cap
FUTURE 58/100
Analyst outlook — as buy
INCOME 30/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — GGAL

VALUE Pass
62/100
GGAL trades at a trailing Price-to-Earnings (P/E) of 61.1 (S&P 500 average ~25). Forward PEG 1.08 — ~moderate (~1.5). Analyst consensus target is $61, implying +24.1% from the current price $49. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
100/100
GGAL: +100.5%/yr revenue is, +139%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
GGAL: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Fail
33/100
Balance sheet GGAL: Debt-to-Equity (D/E) ratio 0.47 (conservative), Current ratio is 0.58 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Partial
60/100
GGAL: Gross margin is 41.3% (-58.7 pp trend), $8B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 60/100. ≥ 70 = Pass.
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~
FUTURE Partial
58/100
Analyst outlook: 7 / 12 analysts rate GGAL as buy (58%). Analyst consensus target is $61 (+24.1% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Fail
30/100
GGAL: Net profit margin is 1.7%. thin (0-5%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range25.89-66.24
Volume666.08K
Avg Volume (30D)1.23M
Market Cap$7.89B
Beta (1Y)0.56
Dividend Yield$1.5804
Share Statistics
EPS (TTM)1,422.00
Shares Outstanding$160.63M
IPO Date2000-07-25
Employees9,183
CEOFabian Enrique Kon
Financial Highlights & Ratios
Revenue (TTM)$13.55T
Gross Profit$5.59T
EBITDA$536.32B
Net Income$228.4B
Operating Income$335.59B
Total Cash$9.07T
Total Debt$3.65T
Net Debt$-5.43T
Total Assets$45.78T
Price / Earnings (P/E)0
Price / Sales (P/S)0
Analyst Forecast
1Y Price Target$57.00
Target High$92.00
Target Low$36.00
Upside+16.0%
Rating ConsensusBuy
Analysts Covering12
Buy 58% Hold 25% Sell 17%
Price Target Summary
Company Info
CountryAR
ExchangeNASDAQ Capital Marke
CurrencyUSD
ISINUS3999091008

Price Chart

GGAL
Grupo Financiero Galicia S.A.  ·  NASDAQ Capital Marke
Financial Services • Banks - Regional
25.89 52WK RANGE 66.24
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