Lloyds Banking Group plc (LYG) is a Banks - Regional company in the Financial Services sector, currently trading at $5.60. It has a SharesGrow Score of 55/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of LYG = $5.66 (+1.1% from the current price, the stock appears fairly valued). Analyst consensus target is LYG = $3 (-50.9% upside).
Valuation: LYG trades at a trailing Price-to-Earnings (P/E) of 12.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.67.
Financials: revenue is $65.0B, +79.7%/yr average growth. Net income is $4.7B, growing at +9.7%/yr. Net profit margin is 7.2% (thin). Gross margin is 29.9% (-47.4 pp trend).
Balance sheet: total debt is $88.2B against $41.8B equity (Debt-to-Equity (D/E) ratio 2.11, leveraged). Current ratio is 0.94 (tight liquidity). Debt-to-assets is 9.4%. Total assets: $942.4B.
Analyst outlook: 12 / 24 analysts rate LYG as buy (50%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 75/100 (Pass), Growth 83/100 (Pass), Past 100/100 (Pass), Health 0/100 (Fail), Moat 52/100 (Partial), Future 28/100 (Fail), Income 45/100 (Partial).
