Heritage Southeast Bancorporation, Inc. (HSBI) is a Banks - Regional company in the Financial Services sector, currently trading at $30.84. It has a SharesGrow Score of 78/100, indicating a strong investment profile with 5 out of 7 criteria passed.
Financials: revenue is $70M, +47.7%/yr average growth. Net income is $14M, growing at +179.3%/yr. Net profit margin is 19.7% (healthy). Gross margin is 100% (+0 pp trend).
Balance sheet: total debt is $44M against $154M equity (Debt-to-Equity (D/E) ratio 0.28, conservative). Current ratio is 40.53 (strong liquidity). Debt-to-assets is 2.6%. Total assets: $1.7B.
SharesGrow 7-Criteria breakdown: Value 85/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 83/100 (Pass), Moat 46/100 (Partial), Future ?/100 (Fail), Income 70/100 (Pass).