SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Heritage Southeast Bancorporation, Inc. (HSBI) trades at a trailing P/E of 16.1. Trailing earnings yield is 6.23%. PEG 0.08 (Peter Lynch undervalued ≤1.0).
Criteria proven by this page:
- VALUE (85/100, Pass) — P/E is below market average (16.1); PEG ≤ 1.0 — Peter Lynch undervalued (0.08); earnings yield beats bond yields (6.23%).
- PEG Ratio 0.08 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 6.23% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 78/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
85/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
83/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — HSBI
Valuation Multiples
P/E (TTM)16.1
Forward P/EN/A
PEG Ratio0.08
Forward PEGN/A
P/B Ratio0.00
P/S Ratio3.17
EV/EBITDA0.0
Per Share Data
EPS (TTM)$1.92
Book Value / Share$0.00
Revenue / Share$9.74
FCF / Share$0.00
Yields & Fair Value
Earnings Yield6.23%
Dividend Yield0.00%
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2004 |
$7.47 |
$15.08M |
$2.75M |
18.2% |
| 2005 |
$9.13 |
$17.38M |
$3.27M |
18.8% |
| 2006 |
$13.80 |
$21.44M |
$5.19M |
24.2% |
| 2007 |
$10.90 |
$20.43M |
$4.11M |
20.1% |
| 2016 |
$13.80 |
$16.16M |
$6.89M |
42.7% |
| 2017 |
$0.40 |
$19.28M |
$941.44K |
4.9% |
| 2018 |
$1.46 |
$23.28M |
$4.42M |
19% |
| 2019 |
$0.22 |
$38.64M |
$876K |
2.3% |
| 2020 |
$0.62 |
$65.76M |
$4.44M |
6.8% |
| 2021 |
$1.92 |
$70.25M |
$13.81M |
19.7% |
