Isabella Bank Corporation (ISBA) is a Banks - Regional company in the Financial Services sector, currently trading at $48.90. It has a SharesGrow Score of 53/100, indicating a mixed investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of ISBA = $74.57 (+52.5% from the current price, the stock appears undervalued). Analyst consensus target is ISBA = $54 (+10.4% upside).
Valuation: ISBA trades at a trailing Price-to-Earnings (P/E) of 18.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.67.
Financials: revenue is $112M, +13.6%/yr average growth. Net income is $19M, growing at -1.9%/yr. Net profit margin is 16.9% (healthy). Gross margin is 70.6% (-22.5 pp trend).
Balance sheet: total debt is $143M against $231M equity (Debt-to-Equity (D/E) ratio 0.62, moderate). Current ratio is 0.43 (tight liquidity). Debt-to-assets is 6.5%. Total assets: $2.2B.
Analyst outlook: 0 / 1 analysts rate ISBA as buy (0%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 51/100 (Partial), Growth 48/100 (Partial), Past 100/100 (Pass), Health 17/100 (Fail), Moat 43/100 (Fail), Future 40/100 (Partial), Income 70/100 (Pass).
