Heritage Financial Corporation (HFWA) is a Banks - Regional company in the Financial Services sector, currently trading at $27.08. It has a SharesGrow Score of 70/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of HFWA = $58.86 (+117.4% from the current price, the stock appears undervalued). Analyst consensus target is HFWA = $32 (+19.4% upside).
Valuation: HFWA trades at a trailing Price-to-Earnings (P/E) of 13.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.38.
Financials: revenue is $336M, +9.5%/yr average growth. Net income is $68M, growing at +0.5%/yr. Net profit margin is 20.1% (strong). Gross margin is 72.4% (-25 pp trend).
Balance sheet: total debt is $42M against $922M equity (Debt-to-Equity (D/E) ratio 0.05, conservative). Current ratio is 1.18 (adequate). Debt-to-assets is 0.6%. Total assets: $7.0B.
Analyst outlook: 7 / 14 analysts rate HFWA as buy (50%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 91/100 (Pass), Growth 55/100 (Partial), Past 100/100 (Pass), Health 50/100 (Partial), Moat 49/100 (Partial), Future 58/100 (Partial), Income 85/100 (Pass).
