Jefferson Capital, Inc. Common Stock (JCAP) is a Financial - Credit Services company in the Financial Services sector, currently trading at $20.50. It has a SharesGrow Score of 75/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of JCAP = $52.89 (+158% from the current price, the stock appears undervalued). Analyst consensus target is JCAP = $27 (+31.7% upside).
Valuation: JCAP trades at a trailing Price-to-Earnings (P/E) of 6.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 3.26.
Financials: revenue is $613M, +230.7%/yr average growth. Net income is $188M, growing at +74.7%/yr. Net profit margin is 30.6% (strong). Gross margin is 67.8% (-23.3 pp trend).
Balance sheet: total debt is $1.7B against $476M equity (Debt-to-Equity (D/E) ratio 3.6, leveraged). Current ratio is 0.2 (tight liquidity). Debt-to-assets is 82.1%. Total assets: $2.1B.
Analyst outlook: 7 / 9 analysts rate JCAP as buy (78%) — strong consensus.
SharesGrow 7-Criteria breakdown: Value 66/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 55/100 (Partial), Future 85/100 (Pass), Income 100/100 (Pass).
