SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Jefferson Capital, Inc. Common Stock (JCAP) trades at a trailing P/E of 6.6, forward P/E of 7.3. Trailing earnings yield is 15.04%, forward earnings yield 13.79%. PEG 0.03 (Peter Lynch undervalued ≤1.0). Graham Number is $23.46.
Criteria proven by this page:
- VALUE (66/100, Pass) — P/E is below market average (6.6); PEG ≤ 1.0 — Peter Lynch undervalued (0.03); analyst target implies upside (+31.7%); earnings yield beats bond yields (15.04%).
- PEG Ratio 0.03 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 15.04% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
- Analyst consensus target $27.00 (+31.7% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 75/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
66/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — JCAP
Valuation Multiples
P/E (TTM)6.6
Forward P/E7.3
PEG Ratio0.03
Forward PEG3.63
P/B Ratio2.44
P/S Ratio1.80
EV/EBITDA11.1
Per Share Data
EPS (TTM)$2.99
Forward EPS (Est.)$2.83
Book Value / Share$8.17
Revenue / Share$10.52
FCF / Share$0.01
Yields & Fair Value
Earnings Yield15.04%
Forward Earnings Yield13.79%
Dividend Yield3.62%
Graham Number$23.46
SharesGrow IV$52.89 (+158%)
Analyst Target$27.00 (+31.7%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2015 |
-28.4 |
0.00 |
0.82 |
47.91 |
5.14% |
| 2016 |
7.0 |
-0.01 |
0.67 |
17.20 |
7.55% |
| 2017 |
15.2 |
-0.28 |
0.72 |
18.12 |
7.68% |
| 2018 |
5.9 |
0.04 |
0.59 |
10.28 |
9.53% |
| 2019 |
9.0 |
-0.26 |
0.68 |
8.88 |
10.42% |
| 2023 |
9.7 |
0.00 |
3.93 |
3.34 |
2.83% |
| 2024 |
10.3 |
-1.96 |
2.82 |
2.49 |
3.33% |
| 2025 |
3.6 |
0.01 |
1.41 |
1.09 |
2.15% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2015 |
$-0.65 |
$1.74M |
$-2.94M |
-168.8% |
| 2016 |
$2.58 |
$6.53M |
$16.02M |
245.2% |
| 2017 |
$1.22 |
$12.19M |
$14.56M |
119.4% |
| 2018 |
$3.14 |
$31.21M |
$54.37M |
174.2% |
| 2019 |
$2.06 |
$45.09M |
$44.41M |
98.5% |
| 2023 |
$1.91 |
$323.07M |
$111.52M |
34.5% |
| 2024 |
$1.81 |
$433.3M |
$105.3M |
24.3% |
| 2025 |
$6.26 |
$613.29M |
$187.97M |
30.6% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$2.83 |
$2.78 – $2.88 |
$678.89M |
$678.63M – $682.33M |
2 |
| 2027 |
$2.89 |
$2.82 – $2.96 |
$703.96M |
$680.99M – $747.23M |
2 |
