Joint Stock Company Kaspi.kz (KSPI) is a Software - Infrastructure company in the Technology sector, currently trading at $82.34. It has a SharesGrow Score of 82/100, indicating a strong investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of KSPI = $267,341.00 (+324579.4% from the current price, the stock appears undervalued). Analyst consensus target is KSPI = $97 (+17.8% upside).
Valuation: KSPI trades at a trailing Price-to-Earnings (P/E) of 6.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.52.
Financials: revenue is $3.9T, +46.7%/yr average growth. Net income is $1.0T, growing at +22.4%/yr. Net profit margin is 26.4% (strong). Gross margin is 73.5% (+4.1 pp trend).
Balance sheet: total debt is $348.1B against $2.5T equity (Debt-to-Equity (D/E) ratio 0.14, conservative). Debt-to-assets is 3.1%. Total assets: $11.1T.
Analyst outlook: 1 / 2 analysts rate KSPI as buy (50%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 92/100 (Pass), Growth 100/100 (Pass), Past 100/100 (Pass), Health 50/100 (Partial), Moat 88/100 (Pass), Future 58/100 (Partial), Income 85/100 (Pass).
