SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Joint Stock Company Kaspi.kz (KSPI) trades at a trailing P/E of 6.5, forward P/E of 0.0. Trailing earnings yield is 15.43%, forward earnings yield 10,000.00%. PEG 10.80. Graham Number is $41,351.07.
Criteria proven by this page:
- VALUE (92/100, Pass) — P/E is below market average (6.5); analyst target implies upside (+17.8%); earnings yield beats bond yields (15.43%).
- Forward P/E 0.0 (down from trailing 6.5) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 10.80 — above 2.0 suggests expensive relative to earnings growth.
- Trailing Earnings Yield 15.43% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 10,000.00% as earnings recover.
- Analyst consensus target $97.00 (+17.8% upside) — significant upside potential according to Wall Street analysts.
Overall SharesGrow Score: 82/100 with 5/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
92/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — KSPI
Valuation Multiples
P/E (TTM)6.5
Forward P/E0.0
PEG Ratio10.80
Forward PEG0.00
P/B Ratio2.75
P/S Ratio1.71
EV/EBITDA4.4
Per Share Data
EPS (TTM)$5,554.16
Forward EPS (Est.)$5,931.44
Book Value / Share$13,682.72
Revenue / Share$21,107.17
FCF / Share$-6,737.86
Yields & Fair Value
Earnings Yield15.43%
Forward Earnings Yield10,000.00%
Dividend Yield0.00%
Graham Number$41,351.07
SharesGrow IV$267,341.00 (+324579.4%)
Analyst Target$97.00 (+17.8%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2019 |
36.4 |
0.00 |
24.13 |
13.43 |
1.39% |
| 2020 |
29.7 |
0.86 |
19.83 |
11.98 |
2.26% |
| 2021 |
18.6 |
0.29 |
16.05 |
9.06 |
4.24% |
| 2022 |
14.5 |
0.41 |
10.39 |
6.71 |
2.47% |
| 2023 |
9.8 |
0.22 |
7.66 |
4.37 |
6.78% |
| 2024 |
9.1 |
0.39 |
6.22 |
3.74 |
6.85% |
| 2025 |
7.2 |
-38.55 |
3.02 |
1.91 |
- |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2019 |
$1,000.38 |
$524.58B |
$193.79B |
36.9% |
| 2020 |
$1,347.00 |
$647.52B |
$260.96B |
40.3% |
| 2021 |
$2,222.00 |
$889.57B |
$431.91B |
48.6% |
| 2022 |
$3,016.00 |
$1.25T |
$585.03B |
46.6% |
| 2023 |
$4,380.61 |
$1.89T |
$841.35B |
44.5% |
| 2024 |
$5,430.77 |
$2.52T |
$1.04T |
41.2% |
| 2025 |
$5,464.06 |
$3.94T |
$1.04T |
26.4% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$5,986.48 |
$5,875.28 – $6,097.68 |
$4.47T |
$4.4T – $4.53T |
2 |
| 2027 |
$6,729.81 |
$6,604.80 – $6,854.82 |
$5.23T |
$5.15T – $5.3T |
3 |
| 2028 |
$8,428.58 |
$8,272.02 – $8,585.14 |
$4.9T |
$4.83T – $4.97T |
1 |
| 2029 |
$0.00 |
$0.00 – $0.00 |
$4.56T |
$4.5T – $4.63T |
1 |
| 2030 |
$0.00 |
$0.00 – $0.00 |
$5.19T |
$5.12T – $5.27T |
0 |
