loanDepot, Inc. (LDI) is a Financial - Mortgages company in the Financial Services sector, currently trading at $1.55. It has a SharesGrow Score of 45/100, indicating a mixed investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of LDI = $-0.64 (-141.6% from the current price, the stock appears overvalued). Analyst consensus target is LDI = $2 (+53.5% upside).
Valuation: LDI trades at a trailing Price-to-Earnings (P/E) of -4.9 (S&P 500 average ~25).
Financials: revenue is $1.5B, +20.5%/yr average growth. Net income is $63M (loss), growing at +43%/yr. Net profit margin is -4.1% (negative). Gross margin is 88.3% (-8.2 pp trend).
Balance sheet: total debt is $5.0B against $235M equity (Debt-to-Equity (D/E) ratio 21.48, leveraged). Current ratio is 0.12 (tight liquidity). Debt-to-assets is 73.5%. Total assets: $6.9B.
Analyst outlook: 1 / 12 analysts rate LDI as buy (8%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 100/100 (Pass), Growth 100/100 (Pass), Past 0/100 (Fail), Health 0/100 (Fail), Moat 53/100 (Partial), Future 52/100 (Partial), Income 10/100 (Fail).
