Lemonade, Inc. (LMND) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $62.47. It has a SharesGrow Score of 50/100, indicating a mixed investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of LMND = $-28.43 (-145.5% from the current price, the stock appears overvalued). Analyst consensus target is LMND = $77 (+23.8% upside).
Valuation: LMND trades at a trailing Price-to-Earnings (P/E) of -24.1 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.41.
Financials: revenue is $738M, +43.4%/yr average growth. Net income is $166M (loss), growing at +17.7%/yr. Net profit margin is -22.4% (negative). Gross margin is 40.3% (+29.2 pp trend).
Balance sheet: total debt is $189M against $534M equity (Debt-to-Equity (D/E) ratio 0.35, conservative). Current ratio is 0.66 (tight liquidity). Debt-to-assets is 9.8%. Total assets: $1.9B.
Analyst outlook: 5 / 14 analysts rate LMND as buy (36%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 90/100 (Pass), Growth 90/100 (Pass), Past 0/100 (Fail), Health 50/100 (Partial), Moat 63/100 (Partial), Future 46/100 (Partial), Income 10/100 (Fail).
