Selective Insurance Group, Inc. (SIGI) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $80.90. It has a SharesGrow Score of 73/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of SIGI = $165.02 (+104% from the current price, the stock appears undervalued). Analyst consensus target is SIGI = $87 (+7.9% upside).
Valuation: SIGI trades at a trailing Price-to-Earnings (P/E) of 10.5 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.91.
Financials: revenue is $5.3B, +14.5%/yr average growth. Net income is $466M, growing at +48.1%/yr. Net profit margin is 8.7% (thin). Gross margin is 40.9% (-58.8 pp trend).
Balance sheet: total debt is $898M against $3.6B equity (Debt-to-Equity (D/E) ratio 0.25, conservative). Current ratio is 650.38 (strong liquidity). Debt-to-assets is 5.9%. Total assets: $15.2B.
Analyst outlook: 6 / 16 analysts rate SIGI as buy (38%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 87/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 100/100 (Pass), Moat 52/100 (Partial), Future 40/100 (Partial), Income 45/100 (Partial).
