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Middlefield Banc Corp. MBCN NASDAQ

NASDAQ Capital Marke • Financial Services • Banks - Regional • US • USD

SharesGrow Score
54/100
3/7 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
Analyst Price Target
$30.00
-10.9%

Middlefield Banc Corp. (MBCN) is a Banks - Regional company in the Financial Services sector, currently trading at $33.67. It has a SharesGrow Score of 54/100, indicating a mixed investment profile with 3 out of 7 criteria passed.

Analyst consensus target is MBCN = $30 (-10.9% upside).

Financials: revenue is $112M, +24.2%/yr average growth. Net income is $19M, growing at +8.4%/yr. Net profit margin is 17.3% (healthy). Gross margin is 65.8% (-26.5 pp trend).

Balance sheet: total debt is $186M against $230M equity (Debt-to-Equity (D/E) ratio 0.81, moderate). Current ratio is 0.4 (tight liquidity). Debt-to-assets is 9.8%. Total assets: $1.9B.

Analyst outlook: 0 / 3 analysts rate MBCN as buy (0%) — mixed sentiment.

SharesGrow 7-Criteria breakdown: Value 49/100 (Partial), Growth 83/100 (Pass), Past 100/100 (Pass), Health 17/100 (Fail), Moat 43/100 (Fail), Future 16/100 (Fail), Income 70/100 (Pass).

$30.00
▼ 10.9% Downside
Average Price Target
The 12-month price target for Middlefield Banc Corp. is $30.00.

MBCN SharesGrow Score Overview

54/100
SharesGrow Score
Mixed signals — some strengths
View full scorecard →
VALUE 49/100
Valuation — P/E, PEG, Forward PEG
GROWTH 83/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 17/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 43/100
Gross margin is + market cap
FUTURE 16/100
Analyst outlook — as buy
INCOME 70/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — MBCN

~
VALUE Partial
49/100
MBCN trades at a trailing Price-to-Earnings (P/E) of N/A (S&P 500 average ~25). Analyst consensus target is $30, implying -10.9% from the current price $34. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
View details →
✓
GROWTH Pass
83/100
MBCN: +24.2%/yr revenue is, +8.4%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
View details →
✓
PAST Pass
100/100
MBCN: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
View details →
✗
HEALTH Fail
17/100
Balance sheet MBCN: Debt-to-Equity (D/E) ratio 0.81 (moderate), Current ratio is 0.4 (tight liquidity). Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
View details →
✗
MOAT Fail
43/100
MBCN: Gross margin is 65.8% (-26.5 pp trend), N/A market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 43/100. ≥ 70 = Pass.
View details →
✗
FUTURE Fail
16/100
Analyst outlook: 0 / 3 analysts rate MBCN as buy (0%). Analyst consensus target is $30 (-10.9% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
View details →
✓
INCOME Pass
70/100
MBCN: Net profit margin is 17.3%. healthy (≥15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
View details →

Stock Chart & Stats

Market Data
52-Week Range22.74-37.68
Volume188.25K
Avg Volume (30D)34.02K
Market Cap$273.63M
Beta (1Y)0.38
Dividend Yield$0.8400
Share Statistics
EPS (TTM)2.40
Shares Outstanding$8.08M
IPO Date2003-02-27
Employees246
CEORonald L. Zimmerly Jr.
Financial Highlights & Ratios
Revenue (TTM)$112.31M
Gross Profit$73.96M
EBITDA$23.48M
Net Income$19.42M
Operating Income$23.48M
Total Cash$47.51M
Total Debt$186.45M
Net Debt$146.62M
Total Assets$1.9B
Price / Earnings (P/E)14
Price / Sales (P/S)2.44
Analyst Forecast
1Y Price Target$30.00
Target High$30.00
Target Low$30.00
Upside-10.9%
Rating ConsensusHold
Analysts Covering3
Buy 0% Hold 100% Sell 0%
Price Target Summary
Company Info
CountryUS
ExchangeNASDAQ Capital Marke
CurrencyUSD
ISINUS5963042040

Price Chart

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MBCN
Middlefield Banc Corp. ↗  ·  NASDAQ Capital Marke
Financial Services • Banks - Regional
22.74 52WK RANGE 37.68

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