Nu Holdings Ltd. (NU) is a Banks - Diversified company in the Financial Services sector, currently trading at $15.35. It has a SharesGrow Score of 68/100, indicating a above average investment profile with 5 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of NU = $4.62 (-69.9% from the current price, the stock appears overvalued). Analyst consensus target is NU = $20 (+33.4% upside).
Valuation: NU trades at a trailing Price-to-Earnings (P/E) of 24.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 0.77.
Financials: revenue is $15.9B, +52.5%/yr average growth. Net income is $2.9B, growing at +173.2%/yr. Net profit margin is 18.1% (healthy). Gross margin is 44.8% (+10.1 pp trend).
Balance sheet: total debt is $37.8B against $11.3B equity (Debt-to-Equity (D/E) ratio 3.34, leveraged). Current ratio is 0.4 (tight liquidity). Debt-to-assets is 50.3%. Total assets: $75.0B.
Analyst outlook: 14 / 22 analysts rate NU as buy (64%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 83/100 (Pass), Growth 100/100 (Pass), Past 75/100 (Partial), Health 0/100 (Fail), Moat 77/100 (Pass), Future 73/100 (Pass), Income 70/100 (Pass).
