Paymentus Holdings, Inc. (PAY) is a Information Technology Services company in the Technology sector, currently trading at $25.73. It has a SharesGrow Score of 64/100, indicating a above average investment profile with 2 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of PAY = $47.84 (+85.9% from the current price, the stock appears undervalued). Analyst consensus target is PAY = $33 (+29.5% upside).
Valuation: PAY trades at a trailing Price-to-Earnings (P/E) of 46.9 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.63.
Financials: revenue is $1.2B, +34.3%/yr average growth. Net income is $67M, growing at +1533.6%/yr. Net profit margin is 5.6% (thin). Gross margin is 24.8% (-5.3 pp trend).
Balance sheet: total debt is $11M against $560M equity (Debt-to-Equity (D/E) ratio 0.02, conservative). Current ratio is 4.46 (strong liquidity). Debt-to-assets is 1.7%. Total assets: $668M.
Analyst outlook: 4 / 10 analysts rate PAY as buy (40%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 43/100 (Partial), Growth 100/100 (Pass), Past 75/100 (Partial), Health 100/100 (Pass), Moat 38/100 (Fail), Future 46/100 (Partial), Income 45/100 (Partial).
