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Reinsurance Group of America, Incorporated RGA NYSE

NYSE • Financial Services • Insurance - Reinsurance • US • USD

SharesGrow Score
72/100
4/7 Pass
SharesGrow Intrinsic Value
$398.62
+93.6%
Analyst Price Target
$238.50
+15.8%

Reinsurance Group of America, Incorporated (RGA) is a Insurance - Reinsurance company in the Financial Services sector, currently trading at $205.89. It has a SharesGrow Score of 72/100, indicating a above average investment profile with 4 out of 7 criteria passed.

SharesGrow calculates the intrinsic value of RGA = $398.62 (+93.6% from the current price, the stock appears undervalued). Analyst consensus target is RGA = $239 (+15.8% upside).

Valuation: RGA trades at a trailing Price-to-Earnings (P/E) of 11.8 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.26.

Financials: revenue is $22.8B, +12.1%/yr average growth. Net income is $1.2B, growing at +39.6%/yr. Net profit margin is 5.2% (thin). Gross margin is 25.4% (-68.4 pp trend).

Balance sheet: total debt is $5.7B against $13.5B equity (Debt-to-Equity (D/E) ratio 0.42, conservative). Debt-to-assets is 3.6%. Total assets: $156.6B.

Analyst outlook: 13 / 22 analysts rate RGA as buy (59%) — moderate consensus.

SharesGrow 7-Criteria breakdown: Value 87/100 (Pass), Growth 90/100 (Pass), Past 100/100 (Pass), Health 75/100 (Pass), Moat 48/100 (Partial), Future 58/100 (Partial), Income 45/100 (Partial).

$238.50
▲ 15.84% Upside
Average Price Target
Based on 22 Wall Street analysts offering 12-month price targets for Reinsurance Group of America, Incorporated, the average price target is $238.50, with a high forecast of $263.00, and a low forecast of $208.00.
Highest Price Target
$263.00
Average Price Target
$238.50
Lowest Price Target
$208.00

RGA SharesGrow Score Overview

72/100
SharesGrow Score
Above average fundamentals
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VALUE 87/100
Valuation — P/E, PEG, Forward PEG
GROWTH 90/100
Financials — average growth
PAST 100/100
strong — trend
HEALTH 75/100
Balance sheet — Debt-to-Equity (D/E) ratio, Current ratio is
MOAT 48/100
Gross margin is + market cap
FUTURE 58/100
Analyst outlook — as buy
INCOME 45/100
Net profit margin is
Scores derived from financial statements, analyst ratings, and balance sheet data.

Score Breakdown — RGA

VALUE Pass
87/100
RGA trades at a trailing Price-to-Earnings (P/E) of 11.8 (S&P 500 average ~25). Forward PEG 1.26 — ~moderate (~1.5). Trailing PEG 0.32. Analyst consensus target is $239, implying +16.1% from the current price $206. Composite: Price-to-Earnings (20%) + Forward Price/Earnings-to-Growth (35%) + upside (25%) + trailing PEG (20%). ≥ 60 = Pass.
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GROWTH Pass
90/100
RGA: +12.1%/yr revenue is, +39.6%/yr Net income is average growth. > 5%/yr — strong. Score: >20%/yr = 100, >10% = 80, >5% = 65, >0% = 45, < 0 = 15.
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PAST Pass
100/100
RGA: 4 / 4 years profitable. strong — 100%. Score = 4 / 4 × 100. ≥ 80 = Pass.
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HEALTH Pass
75/100
Balance sheet RGA: Debt-to-Equity (D/E) ratio 0.42 (conservative), Current ratio is N/A. Debt-to-Equity < 0.5, Current Ratio > 1.5, Interest Coverage > 8x = ideal. ≥ 70 = Pass.
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MOAT Partial
48/100
RGA: Gross margin is 25.4% (-68.4 pp trend), $13B market cap. Moat (0-100): margin (35%) + trend (15%) + market cap (30%) + revenue is (20%). Score 48/100. ≥ 70 = Pass.
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FUTURE Partial
58/100
Analyst outlook: 13 / 22 analysts rate RGA as buy (59%). Analyst consensus target is $239 (+16.1% upside). Score: 60% buy consensus + 40% upside. ≥ 60 = Pass.
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INCOME Partial
45/100
RGA: Net profit margin is 5.2%. thin (5-15%). Score: ≥30% = 100, ≥20% = 85, ≥15% = 70, ≥10% = 55, ≥5% = 45, ≥0% = 30, < 0 = 10.
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Stock Chart & Stats

Market Data
52-Week Range159.25-229.21
Volume287.95K
Avg Volume (30D)380.36K
Market Cap$13.5B
Beta (1Y)0.52
Dividend Yield$3.6800
Share Statistics
EPS (TTM)17.94
Shares Outstanding$66.09M
IPO Date2008-09-12
Employees4,100
CEOTony Cheng
Financial Highlights & Ratios
Revenue (TTM)$22.79B
Gross Profit$5.79B
EBITDA$1.95B
Net Income$1.18B
Operating Income$1.54B
Total Cash$4.17B
Total Debt$5.71B
Net Debt$1.54B
Total Assets$156.59B
Price / Earnings (P/E)11.5
Price / Sales (P/S)0.59
Analyst Forecast
1Y Price Target$241.50
Target High$263.00
Target Low$208.00
Upside+17.3%
Rating ConsensusBuy
Analysts Covering22
Buy 59% Hold 32% Sell 9%
Price Target Summary
Company Info
CountryUS
ExchangeNYSE
CurrencyUSD
ISINUS7593516047

Price Chart

RGA
Reinsurance Group of America, Incorporated  ·  NYSE
Financial Services • Insurance - Reinsurance
159.25 52WK RANGE 229.21
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