Unum Group (UNM) is a Insurance - Life company in the Financial Services sector, currently trading at $77.53. It has a SharesGrow Score of 61/100, indicating a above average investment profile with 3 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of UNM = $209.82 (+170.6% from the current price, the stock appears undervalued). Analyst consensus target is UNM = $97 (+25.3% upside).
Valuation: UNM trades at a trailing Price-to-Earnings (P/E) of 17.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.56.
Financials: revenue is $13.1B, +2.9%/yr average growth. Net income is $739M, growing at -9.6%/yr. Net profit margin is 5.7% (thin). Gross margin is 38.2% (-57.9 pp trend).
Balance sheet: total debt is $3.9B against $11.1B equity (Debt-to-Equity (D/E) ratio 0.35, conservative). Debt-to-assets is 6.1%. Total assets: $64.1B.
Analyst outlook: 14 / 30 analysts rate UNM as buy (47%) — mixed sentiment.
SharesGrow 7-Criteria breakdown: Value 75/100 (Pass), Growth 30/100 (Fail), Past 100/100 (Pass), Health 75/100 (Pass), Moat 55/100 (Partial), Future 46/100 (Partial), Income 45/100 (Partial).
