The Hanover Insurance Group, Inc. (THG) is a Insurance - Property & Casualty company in the Financial Services sector, currently trading at $178.43. It has a SharesGrow Score of 74/100, indicating a above average investment profile with 4 out of 7 criteria passed.
SharesGrow calculates the intrinsic value of THG = $266.59 (+49.4% from the current price, the stock appears undervalued). Analyst consensus target is THG = $200 (+12.1% upside).
Valuation: THG trades at a trailing Price-to-Earnings (P/E) of 9.6 (S&P 500 average ~25) with a forward Price/Earnings-to-Growth (PEG) of 1.75.
Financials: revenue is $6.6B, +6.7%/yr average growth. Net income is $663M, growing at +364.2%/yr. Net profit margin is 10% (healthy). Gross margin is 43.5% (+30.3 pp trend).
Balance sheet: total debt is $1.2B against $3.6B equity (Debt-to-Equity (D/E) ratio 0.34, conservative). Debt-to-assets is 7.2%. Total assets: $16.9B.
Analyst outlook: 12 / 21 analysts rate THG as buy (57%) — moderate consensus.
SharesGrow 7-Criteria breakdown: Value 64/100 (Pass), Growth 83/100 (Pass), Past 100/100 (Pass), Health 100/100 (Pass), Moat 67/100 (Partial), Future 52/100 (Partial), Income 55/100 (Partial).
