SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
The Hanover Insurance Group, Inc. (THG) trades at a trailing P/E of 9.6, forward P/E of 10.4. Trailing earnings yield is 10.46%, forward earnings yield 9.59%. PEG 0.16 (Peter Lynch undervalued ≤1.0). Graham Number is $205.53.
Criteria proven by this page:
- VALUE (64/100, Pass) — P/E is below market average (9.6); PEG ≤ 1.0 — Peter Lynch undervalued (0.16); analyst target implies upside (+12.1%); earnings yield beats bond yields (10.46%).
- PEG Ratio 0.16 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 10.46% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
- Analyst consensus target $200.00 (+12.1% upside) — modest upside expected.
Overall SharesGrow Score: 74/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
64/100
Price-to-Earnings & upside
Proven by this page
✓
HEALTH
100/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — THG
Valuation Multiples
P/E (TTM)9.6
Forward P/E10.4
PEG Ratio0.16
Forward PEG6.14
P/B Ratio1.77
P/S Ratio0.95
EV/EBITDA7.2
Per Share Data
EPS (TTM)$18.66
Forward EPS (Est.)$17.10
Book Value / Share$100.61
Revenue / Share$185.26
FCF / Share$32.97
Yields & Fair Value
Earnings Yield10.46%
Forward Earnings Yield9.59%
Dividend Yield2.07%
Graham Number$205.53
SharesGrow IV$266.59 (+49.4%)
Analyst Target$200.00 (+12.1%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
25.1 |
-0.47 |
1.36 |
0.98 |
2.06% |
| 2017 |
24.7 |
1.19 |
1.53 |
1.08 |
1.89% |
| 2018 |
12.6 |
0.11 |
1.67 |
1.11 |
1.91% |
| 2019 |
12.9 |
0.65 |
1.87 |
1.12 |
7.06% |
| 2020 |
12.3 |
-0.87 |
1.38 |
0.91 |
2.26% |
| 2021 |
11.1 |
0.46 |
1.50 |
0.91 |
2.17% |
| 2022 |
41.8 |
-0.57 |
2.08 |
0.89 |
2.24% |
| 2023 |
122.8 |
-1.77 |
1.76 |
0.73 |
2.70% |
| 2024 |
13.0 |
0.01 |
1.95 |
0.89 |
2.24% |
| 2025 |
9.9 |
0.18 |
1.83 |
0.99 |
2.00% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$3.59 |
$4.05B |
$155.1M |
3.8% |
| 2017 |
$4.33 |
$4.27B |
$186.2M |
4.4% |
| 2018 |
$9.09 |
$4.49B |
$391M |
8.7% |
| 2019 |
$10.47 |
$4.87B |
$425.1M |
8.7% |
| 2020 |
$9.41 |
$4.81B |
$358.7M |
7.5% |
| 2021 |
$11.50 |
$5.16B |
$422.8M |
8.2% |
| 2022 |
$3.21 |
$5.43B |
$116M |
2.1% |
| 2023 |
$0.98 |
$5.96B |
$35.3M |
0.6% |
| 2024 |
$11.70 |
$6.22B |
$426M |
6.9% |
| 2025 |
$18.51 |
$6.6B |
$662.5M |
10% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$17.09 |
$16.24 – $17.53 |
$6.7B |
$6.68B – $6.72B |
4 |
| 2027 |
$18.03 |
$17.70 – $18.30 |
$7.01B |
$7B – $7.03B |
4 |
| 2028 |
$17.70 |
$17.46 – $18.13 |
$7.58B |
$7.58B – $7.58B |
3 |
