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American Financial Group, Inc. AFG NYSE

NYSE • Financial Services • Insurance - Property & Casualty • US • USD

SharesGrow Score
67/100
3/7 Pass
SharesGrow Intrinsic Value
$262.24
+100.8%
Analyst Price Target
$153.50
+17.6%
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

American Financial Group, Inc. (AFG) trades at a trailing P/E of 13.1, forward P/E of 11.8. Trailing earnings yield is 7.62%, forward earnings yield 8.49%. PEG 1.18. Graham Number is $114.03.

Criteria proven by this page:

  • VALUE (66/100, Pass) — P/E is below market average (13.1); analyst target implies upside (+17.6%); earnings yield beats bond yields (7.62%).
  • Forward P/E 11.8 (down from trailing 13.1) — analysts expect earnings to grow, which would improve the valuation.
  • PEG Ratio 1.18 — between 1.0–2.0 indicates moderate valuation relative to growth.
  • Trailing Earnings Yield 7.62% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 8.49% as earnings recover.
  • Analyst consensus target $153.50 (+17.6% upside) — significant upside potential according to Wall Street analysts.

Overall SharesGrow Score: 67/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
67/100
SG Score
View full scorecard →
VALUE
66/100
Price-to-Earnings & upside
Proven by this page
~
FUTURE
46/100
Analyst consensus
→ Forecast
PAST
100/100
→ Income
HEALTH
83/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
58/100
→ Income
~
GROWTH
58/100
→ Income
~
INCOME
55/100
→ Income

Valuation Snapshot — AFG

Valuation Multiples
P/E (TTM)13.1
Forward P/E11.8
PEG Ratio1.18
Forward PEG1.18
P/B Ratio2.29
P/S Ratio1.35
EV/EBITDA9.1
Per Share Data
EPS (TTM)$10.05
Forward EPS (Est.)$11.09
Book Value / Share$57.52
Revenue / Share$97.14
FCF / Share$17.37
Yields & Fair Value
Earnings Yield7.62%
Forward Earnings Yield8.49%
Dividend Yield5.20%
Graham Number$114.03
SharesGrow IV$262.24 (+100.8%)
Analyst Target$153.50 (+17.6%)

Historical Valuation

Year P/E (TTM) PEG Ratio P/B Ratio P/S Ratio Dividend Yield
2016 11.8 0.14 1.56 1.18 2.42%
2017 20.2 -0.72 1.80 1.40 4.35%
2018 15.2 1.41 1.62 1.15 4.89%
2019 11.0 0.16 1.57 1.61 4.50%
2020 10.6 -0.61 1.14 1.37 4.30%
2021 5.9 0.03 2.33 1.88 20.32%
2022 13.0 -0.24 2.88 1.72 10.38%
2023 11.8 -2.54 2.36 1.30 6.79%
2024 13.0 2.55 2.57 1.39 6.86%
2025 13.6 -2.77 2.38 1.40 5.29%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $7.33 $6.5B $649M 10%
2017 $5.28 $6.87B $475M 6.9%
2018 $5.85 $7.15B $530M 7.4%
2019 $9.86 $8.24B $897M 10.9%
2020 $8.21 $7.91B $732M 9.3%
2021 $12.63 $6.55B $1.08B 16.5%
2022 $10.53 $7.04B $898M 12.8%
2023 $10.05 $7.73B $852M 11%
2024 $10.57 $29M $887M 3058.6%
2025 $10.08 $8.17B $842M 10.3%

Analyst Estimates

Year EPS (Avg) EPS Range Revenue (Avg) Revenue Range Analysts
2026 $11.07 $11.00 – $11.21 $7.58B $7.54B – $7.65B 4
2027 $12.10 $11.95 – $12.26 $7.92B $7.91B – $7.93B 4
2028 $12.98 $12.89 – $13.13 $8.5B $8.21B – $8.8B 1
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