SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Atlanticus Holdings Corporation (ATLCP) trades at a trailing P/E of 7.5, forward P/E of 2.5. Trailing earnings yield is 13.25%, forward earnings yield 40.65%. PEG 0.27 (Peter Lynch undervalued ≤1.0). Graham Number is $87.97.
Criteria proven by this page:
- VALUE (91/100, Pass) — P/E is below market average (7.5); PEG ≤ 1.0 — Peter Lynch undervalued (0.27); earnings yield beats bond yields (13.25%).
- Forward P/E 2.5 (down from trailing 7.5) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.27 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 13.25% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 40.65% as earnings recover.
Overall SharesGrow Score: 65/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
91/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
0/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — ATLCP
Valuation Multiples
P/E (TTM)7.5
Forward P/E2.5
PEG Ratio0.27
Forward PEG0.05
P/B Ratio1.42
P/S Ratio0.78
EV/EBITDA14.3
Per Share Data
EPS (TTM)$8.08
Forward EPS (Est.)$9.06
Book Value / Share$42.57
Revenue / Share$78.76
FCF / Share$41.68
Yields & Fair Value
Earnings Yield13.25%
Forward Earnings Yield40.65%
Dividend Yield0.00%
Graham Number$87.97
SharesGrow IV$186.63 (+735.8%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
-6.2 |
0.01 |
6.80 |
0.52 |
- |
| 2017 |
-0.8 |
0.00 |
-0.93 |
0.33 |
- |
| 2018 |
6.5 |
-0.05 |
-2.33 |
0.26 |
- |
| 2019 |
4.9 |
0.02 |
144.19 |
0.32 |
- |
| 2020 |
3.8 |
0.02 |
4.62 |
0.91 |
3.80% |
| 2021 |
6.0 |
0.06 |
3.73 |
2.37 |
2.03% |
| 2022 |
2.8 |
-0.11 |
1.17 |
1.02 |
6.47% |
| 2023 |
5.5 |
-0.19 |
1.42 |
1.53 |
4.44% |
| 2024 |
7.4 |
0.68 |
1.67 |
1.79 |
3.13% |
| 2025 |
8.3 |
0.34 |
1.56 |
0.51 |
1.23% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$-0.45 |
$59.48M |
$-6.34M |
-10.7% |
| 2017 |
$-2.93 |
$75.04M |
$-40.78M |
-54.3% |
| 2018 |
$0.56 |
$158.91M |
$7.86M |
4.9% |
| 2019 |
$1.66 |
$350.13M |
$26.44M |
7.6% |
| 2020 |
$3.95 |
$340.27M |
$94.12M |
27.7% |
| 2021 |
$7.56 |
$399.8M |
$177.9M |
44.5% |
| 2022 |
$5.83 |
$292.57M |
$135.6M |
46.3% |
| 2023 |
$4.24 |
$1.16B |
$102.85M |
8.9% |
| 2024 |
$4.65 |
$299.4M |
$111.3M |
37.2% |
| 2025 |
$5.96 |
$1.97B |
$122.2M |
6.2% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$8.97 |
$7.98 – $9.65 |
$3.17B |
$2.97B – $3.38B |
1 |
| 2027 |
$12.61 |
$11.22 – $13.57 |
$3.48B |
$3.11B – $3.66B |
1 |
| 2028 |
$19.17 |
$17.05 – $20.63 |
$4.21B |
$3.85B – $4.46B |
1 |
