SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Citizens Holding Company (CIZN) trades at a trailing P/E of 6.2. Trailing earnings yield is 16.08%. PEG 0.13 (Peter Lynch undervalued ≤1.0).
Criteria proven by this page:
- VALUE (100/100, Pass) — P/E is below market average (6.2); PEG ≤ 1.0 — Peter Lynch undervalued (0.13); earnings yield beats bond yields (16.08%).
- PEG Ratio 0.13 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 16.08% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 60/100 with 3/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — CIZN
Valuation Multiples
P/E (TTM)6.2
Forward P/EN/A
PEG Ratio0.13
Forward PEGN/A
P/B Ratio0.00
P/S Ratio0.61
EV/EBITDA0.0
Per Share Data
EPS (TTM)$1.44
Book Value / Share$0.00
Revenue / Share$14.60
FCF / Share$0.00
Yields & Fair Value
Earnings Yield16.08%
Dividend Yield0.00%
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.38 |
$34.76M |
$6.74M |
19.4% |
| 2017 |
$0.76 |
$35.46M |
$3.7M |
10.4% |
| 2018 |
$1.36 |
$35.5M |
$6.67M |
18.8% |
| 2019 |
$1.16 |
$35.39M |
$5.9M |
16.7% |
| 2020 |
$1.24 |
$43.59M |
$6.93M |
15.9% |
| 2021 |
$1.34 |
$45.68M |
$7.49M |
16.4% |
| 2022 |
$1.73 |
$44.97M |
$9.62M |
21.4% |
| 2023 |
$0.33 |
$37.66M |
$1.85M |
4.9% |
| 2024 |
$0.98 |
$73.95M |
$5.49M |
7.4% |
| 2025 |
$1.44 |
$82.65M |
$8.15M |
9.9% |
