SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Central Pacific Financial Corp. (CPF) trades at a trailing P/E of 11.5, forward P/E of 10.4. Trailing earnings yield is 8.73%, forward earnings yield 9.60%. PEG 0.25 (Peter Lynch undervalued ≤1.0). Graham Number is $38.08.
Criteria proven by this page:
- VALUE (77/100, Pass) — P/E is below market average (11.5); PEG ≤ 1.0 — Peter Lynch undervalued (0.25); earnings yield beats bond yields (8.73%).
- Forward P/E 10.4 (down from trailing 11.5) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.25 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 8.73% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 9.60% as earnings recover.
- Analyst consensus target $28.00 (-17.3% downside) — analysts see meaningful downside risk at the current price level.
Overall SharesGrow Score: 66/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
77/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — CPF
Valuation Multiples
P/E (TTM)11.5
Forward P/E10.4
PEG Ratio0.25
Forward PEG0.79
P/B Ratio1.50
P/S Ratio2.46
EV/EBITDA8.7
Per Share Data
EPS (TTM)$2.90
Forward EPS (Est.)$3.25
Book Value / Share$22.20
Revenue / Share$13.58
FCF / Share$3.37
Yields & Fair Value
Earnings Yield8.73%
Forward Earnings Yield9.60%
Dividend Yield3.34%
Graham Number$38.08
SharesGrow IV$57.48 (+69.7%)
Analyst Target$28.00 (-17.3%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
20.7 |
2.94 |
1.93 |
4.85 |
1.91% |
| 2017 |
22.0 |
-2.09 |
1.81 |
4.23 |
2.35% |
| 2018 |
12.0 |
0.25 |
1.46 |
3.08 |
3.37% |
| 2019 |
14.5 |
9.73 |
1.59 |
3.26 |
3.05% |
| 2020 |
14.3 |
-0.41 |
0.98 |
2.07 |
4.86% |
| 2021 |
9.9 |
0.09 |
1.41 |
3.04 |
3.42% |
| 2022 |
7.5 |
-1.43 |
1.23 |
2.01 |
5.13% |
| 2023 |
9.1 |
-0.46 |
1.06 |
1.66 |
5.29% |
| 2024 |
14.7 |
-1.60 |
1.46 |
2.31 |
3.58% |
| 2025 |
10.7 |
0.23 |
1.40 |
2.30 |
3.53% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.50 |
$200.91M |
$46.99M |
23.4% |
| 2017 |
$1.34 |
$214.58M |
$41.2M |
19.2% |
| 2018 |
$2.01 |
$232.14M |
$59.49M |
25.6% |
| 2019 |
$2.03 |
$258.18M |
$58.32M |
22.6% |
| 2020 |
$1.32 |
$257.62M |
$37.27M |
14.5% |
| 2021 |
$2.83 |
$259.86M |
$79.89M |
30.7% |
| 2022 |
$2.68 |
$277.04M |
$73.93M |
26.7% |
| 2023 |
$2.17 |
$319.63M |
$58.67M |
18.4% |
| 2024 |
$1.96 |
$340.48M |
$53.41M |
15.7% |
| 2025 |
$2.87 |
$362.32M |
$77.48M |
21.4% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$3.25 |
$3.17 – $3.32 |
$306.17M |
$303.85M – $308.48M |
2 |
| 2027 |
$3.63 |
$3.55 – $3.70 |
$319.6M |
$318.18M – $321.02M |
2 |
