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Cullman Bancorp, Inc. CULL OTC

Other OTC • Financial Services • Banks - Regional • US • USD

SharesGrow Score
63/100
3/6 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Cullman Bancorp, Inc. (CULL) trades at a trailing P/E of 20.6. Trailing earnings yield is 4.85%. PEG 0.72 (Peter Lynch undervalued ≤1.0).

Criteria proven by this page:

  • VALUE (75/100, Pass) — P/E is below market average (20.6); PEG ≤ 1.0 — Peter Lynch undervalued (0.72); earnings yield beats bond yields (4.85%).
  • PEG Ratio 0.72 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
  • Trailing Earnings Yield 4.85% — roughly competitive with bond yields (~4.3%), moderate risk-reward.

Overall SharesGrow Score: 61/100 with 3/7 criteria passed.

SharesGrow 7-Criteria Score
63/100
SG Score
View full scorecard →
VALUE
75/100
Price-to-Earnings & upside
Proven by this page
FUTURE
N/A
No coverage
PAST
100/100
→ Income
~
HEALTH
50/100
Debt-to-Equity & liquidity
→ Health
MOAT
35/100
→ Income
~
GROWTH
48/100
→ Income
INCOME
70/100
→ Income

Valuation Snapshot — CULL

Valuation Multiples
P/E (TTM)20.6
Forward P/EN/A
PEG Ratio0.72
Forward PEGN/A
P/B Ratio0.00
P/S Ratio3.30
EV/EBITDA0.0
Per Share Data
EPS (TTM)$0.67
Book Value / Share$0.00
Revenue / Share$4.18
FCF / Share$0.00
Yields & Fair Value
Earnings Yield4.85%
Dividend Yield0.00%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2016 $1.07 $13.39M $2.74M 20.4%
2017 $1.01 $14.29M $2.58M 18.1%
2018 $1.50 $15.34M $3.84M 25%
2019 $1.46 $15.79M $3.74M 23.7%
2020 $1.49 $12.75M $3.55M 27.8%
2021 $0.25 $13.09M $1.75M 13.4%
2022 $0.59 $16.85M $4.18M 24.8%
2023 $0.54 $16.47M $3.95M 24%
2024 $0.52 $23.23M $3.42M 14.7%
2025 $0.67 $24.78M $4.05M 16.3%
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