SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
First Capital, Inc. (FCAP) trades at a trailing P/E of 10.5. Trailing earnings yield is 9.52%. PEG 0.28 (Peter Lynch undervalued ≤1.0). Graham Number is $67.46.
Criteria proven by this page:
- VALUE (91/100, Pass) — P/E is below market average (10.5); PEG ≤ 1.0 — Peter Lynch undervalued (0.28); earnings yield beats bond yields (9.52%).
- PEG Ratio 0.28 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 9.52% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 69/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
91/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FCAP
Valuation Multiples
P/E (TTM)10.5
Forward P/EN/A
PEG Ratio0.28
Forward PEGN/A
P/B Ratio1.25
P/S Ratio2.64
EV/EBITDA3.3
Per Share Data
EPS (TTM)$4.90
Book Value / Share$41.28
Revenue / Share$19.55
FCF / Share$1.04
Yields & Fair Value
Earnings Yield9.52%
Dividend Yield2.37%
Graham Number$67.46
SharesGrow IV$105.78 (+97.6%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
15.8 |
1.64 |
1.43 |
3.48 |
2.60% |
| 2017 |
16.4 |
1.77 |
1.51 |
3.72 |
2.36% |
| 2018 |
15.3 |
0.63 |
1.65 |
4.09 |
2.19% |
| 2019 |
23.6 |
2.05 |
2.46 |
6.29 |
1.32% |
| 2020 |
20.0 |
-8.84 |
1.83 |
5.29 |
1.61% |
| 2021 |
11.9 |
0.95 |
1.19 |
3.47 |
2.60% |
| 2022 |
7.0 |
1.71 |
0.98 |
2.00 |
4.21% |
| 2023 |
7.3 |
0.96 |
0.89 |
1.82 |
3.89% |
| 2024 |
9.0 |
-1.38 |
0.94 |
1.86 |
3.49% |
| 2025 |
12.1 |
0.33 |
1.44 |
3.03 |
2.03% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$2.05 |
$31.12M |
$6.86M |
22.1% |
| 2017 |
$2.23 |
$32.8M |
$7.44M |
22.7% |
| 2018 |
$2.77 |
$34.58M |
$9.25M |
26.8% |
| 2019 |
$3.09 |
$38.68M |
$10.33M |
26.7% |
| 2020 |
$3.02 |
$38.23M |
$10.13M |
26.5% |
| 2021 |
$3.41 |
$39.01M |
$11.42M |
29.3% |
| 2022 |
$3.55 |
$41.87M |
$11.9M |
28.4% |
| 2023 |
$3.82 |
$51.24M |
$12.79M |
25% |
| 2024 |
$3.57 |
$58.13M |
$11.94M |
20.5% |
| 2025 |
$4.89 |
$65.31M |
$16.37M |
25.1% |
