SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
First Farmers Financial Corporation (FFMR) trades at a trailing P/E of 9.2. Trailing earnings yield is 10.88%. PEG 0.22 (Peter Lynch undervalued ≤1.0).
Criteria proven by this page:
- VALUE (100/100, Pass) — P/E is below market average (9.2); PEG ≤ 1.0 — Peter Lynch undervalued (0.22); earnings yield beats bond yields (10.88%).
- PEG Ratio 0.22 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 10.88% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 73/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — FFMR
Valuation Multiples
P/E (TTM)9.2
Forward P/EN/A
PEG Ratio0.22
Forward PEGN/A
P/B Ratio0.00
P/S Ratio2.15
EV/EBITDA0.0
Per Share Data
EPS (TTM)$7.17
Book Value / Share$0.00
Revenue / Share$30.70
FCF / Share$0.00
Yields & Fair Value
Earnings Yield10.88%
Dividend Yield0.00%
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$2.38 |
$67M |
$17.03M |
25.4% |
| 2017 |
$3.03 |
$73.09M |
$21.75M |
29.8% |
| 2018 |
$3.87 |
$80.87M |
$27.71M |
34.3% |
| 2019 |
$4.13 |
$85.05M |
$29.52M |
34.7% |
| 2020 |
$4.29 |
$95.57M |
$30.44M |
31.9% |
| 2021 |
$5.16 |
$103.26M |
$36.35M |
35.2% |
| 2022 |
$5.88 |
$107.85M |
$41.28M |
38.3% |
| 2023 |
$6.57 |
$118.9M |
$46.18M |
38.8% |
| 2024 |
$5.04 |
$208.19M |
$35.43M |
17% |
| 2025 |
$7.17 |
$214.68M |
$50.12M |
23.3% |
