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HMN Financial, Inc. HMNF NASDAQ

NASDAQ Global Market • Financial Services • Banks - Regional • US • USD

SharesGrow Score
54/100
2/6 Pass
SharesGrow Intrinsic Value
N/A
Negative cash flow
SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

HMN Financial, Inc. (HMNF) trades at a trailing P/E of 20.4. Trailing earnings yield is 4.89%.

Criteria proven by this page:

  • VALUE (75/100, Pass) — P/E is below market average (20.4); earnings yield beats bond yields (4.89%).
  • Trailing Earnings Yield 4.89% — roughly competitive with bond yields (~4.3%), moderate risk-reward.

Overall SharesGrow Score: 52/100 with 2/7 criteria passed.

SharesGrow 7-Criteria Score
54/100
SG Score
View full scorecard →
VALUE
75/100
Price-to-Earnings & upside
Proven by this page
FUTURE
N/A
No coverage
PAST
100/100
→ Income
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
~
MOAT
46/100
→ Income
GROWTH
15/100
→ Income
~
INCOME
55/100
→ Income

Valuation Snapshot — HMNF

Valuation Multiples
P/E (TTM)20.4
Forward P/EN/A
PEG RatioN/A
Forward PEGN/A
P/B Ratio0.00
P/S Ratio2.82
EV/EBITDA0.0
Per Share Data
EPS (TTM)$1.37
Book Value / Share$0.00
Revenue / Share$9.93
FCF / Share$0.00
Yields & Fair Value
Earnings Yield4.89%
Dividend Yield0.00%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year EPS (Diluted) Revenue Net Income Net Margin
2014 $1.23 $27.88M $7.38M 26.5%
2015 $0.61 $27.09M $2.96M 10.9%
2016 $1.34 $34.55M $6.35M 18.4%
2017 $0.90 $33.61M $4.4M 13.1%
2018 $1.72 $35.86M $8.24M 23%
2019 $1.68 $37.01M $7.79M 21.1%
2020 $2.22 $44.06M $10.3M 23.4%
2021 $3.01 $44.47M $13.56M 30.5%
2022 $1.83 $41.14M $8.05M 19.6%
2023 $1.37 $43.48M $6.01M 13.8%
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