Hawthorn Bancshares, Inc. HWBK NASDAQ

NASDAQ Global Select • Financial Services • Banks - Regional • US • USD

SharesGrow Score

69/100

4/6 Pass

SharesGrow Intrinsic Value

$71.56

+109.7%

SharesGrow 7-Criteria Score All 7 criteria scored · valuation-related highlighted on this page

Hawthorn Bancshares, Inc. (HWBK) trades at a trailing P/E of 10.1. Trailing earnings yield is 9.91%. PEG 0.32 (Peter Lynch undervalued ≤1.0). Graham Number is $43.71.

Criteria proven by this page:

VALUE (77/100, Pass) — P/E is below market average (10.1); PEG ≤ 1.0 — Peter Lynch undervalued (0.32); earnings yield beats bond yields (9.91%).
PEG Ratio 0.32 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
Trailing Earnings Yield 9.91% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.

Overall SharesGrow Score: 67/100 with 4/7 criteria passed.

SharesGrow 7-Criteria Score

69/100

SG Score

View full scorecard →

✓

VALUE

77/100

Price-to-Earnings & upside

Proven by this page

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FUTURE

N/A

No coverage

✓

PAST

100/100

→ Income

✗

HEALTH

17/100

Debt-to-Equity & liquidity

→ Health

✗

MOAT

43/100

→ Income

✓

GROWTH

90/100

→ Income

✓

INCOME

85/100

→ Income

Valuation Snapshot — HWBK

Valuation Multiples

P/E (TTM)10.1

Forward P/EN/A

PEG Ratio0.32

Forward PEGN/A

P/B Ratio1.38

P/S Ratio2.12

EV/EBITDA12.0

Per Share Data

EPS (TTM)$3.41

Book Value / Share$24.93

Revenue / Share$16.04

FCF / Share$3.27

Yields & Fair Value

Earnings Yield9.91%

Dividend Yield2.36%

Graham Number$43.71

SharesGrow IV$71.56 (+109.7%)

Historical Valuation

Year	P/E (TTM)	PEG Ratio	P/B Ratio	P/S Ratio	Dividend Yield
2016	13.7	-0.93	1.10	1.82	1.10%
2017	35.4	-0.67	1.32	2.02	1.22%
2018	11.8	0.05	1.28	1.88	1.57%
2019	9.9	0.20	1.39	2.19	1.68%
2020	9.9	-0.95	1.09	1.82	2.14%
2021	7.6	0.13	1.15	2.11	2.11%
2022	7.1	-1.07	1.16	1.78	2.87%
2023	186.8	-1.96	1.31	2.03	2.60%
2024	10.9	0.01	1.33	1.81	2.54%
2025	10.2	0.32	1.40	2.17	2.23%

EPS: Actual vs Estimates

P/E Ratio & Earnings Yield

Earnings Per Share (EPS) History

Year	EPS (Diluted)	Revenue	Net Income	Net Margin
2016	$0.98	$54.93M	$7.28M	13.3%
2017	$0.46	$59.89M	$3.41M	5.7%
2018	$1.46	$67.38M	$10.71M	15.9%
2019	$2.19	$72.94M	$16.11M	22.1%
2020	$1.96	$78.02M	$14.29M	18.3%
2021	$3.15	$81.39M	$22.52M	27.7%
2022	$2.94	$83.22M	$20.75M	24.9%
2023	$0.14	$87.96M	$956K	1.1%
2024	$2.61	$109.67M	$18.26M	16.6%
2025	$3.43	$112.08M	$23.8M	21.2%