SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Juniata Valley Financial Corp. (JUVF) trades at a trailing P/E of 8.7. Trailing earnings yield is 11.45%. PEG 0.31 (Peter Lynch undervalued ≤1.0).
Criteria proven by this page:
- VALUE (100/100, Pass) — P/E is below market average (8.7); PEG ≤ 1.0 — Peter Lynch undervalued (0.31); earnings yield beats bond yields (11.45%).
- PEG Ratio 0.31 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 11.45% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 64/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
100/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — JUVF
Valuation Multiples
P/E (TTM)8.7
Forward P/EN/A
PEG Ratio0.31
Forward PEGN/A
P/B Ratio0.00
P/S Ratio1.56
EV/EBITDA0.0
Per Share Data
EPS (TTM)$1.59
Book Value / Share$0.00
Revenue / Share$8.91
FCF / Share$0.00
Yields & Fair Value
Earnings Yield11.45%
Dividend Yield0.00%
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$1.07 |
$23.25M |
$5.16M |
22.2% |
| 2017 |
$0.95 |
$23.65M |
$4.54M |
19.2% |
| 2018 |
$1.10 |
$24.81M |
$5.5M |
22.2% |
| 2019 |
$1.14 |
$25.86M |
$5.84M |
22.6% |
| 2020 |
$1.10 |
$25.57M |
$5.6M |
21.9% |
| 2021 |
$1.32 |
$26.55M |
$6.6M |
24.9% |
| 2022 |
$1.66 |
$29.39M |
$7.06M |
24% |
| 2023 |
$1.31 |
$27M |
$6.6M |
24.4% |
| 2024 |
$1.24 |
$28.75M |
$6.23M |
21.7% |
| 2025 |
$1.59 |
$44.74M |
$7.98M |
17.8% |
