SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
Magyar Bancorp, Inc. (MGYR) trades at a trailing P/E of 9.7. Trailing earnings yield is 10.31%. PEG 0.36 (Peter Lynch undervalued ≤1.0). Graham Number is $27.61.
Criteria proven by this page:
- VALUE (91/100, Pass) — P/E is below market average (9.7); PEG ≤ 1.0 — Peter Lynch undervalued (0.36); earnings yield beats bond yields (10.31%).
- PEG Ratio 0.36 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 10.31% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income.
Overall SharesGrow Score: 72/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
91/100
Price-to-Earnings & upside
Proven by this page
~
HEALTH
67/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — MGYR
Valuation Multiples
P/E (TTM)9.7
Forward P/EN/A
PEG Ratio0.36
Forward PEGN/A
P/B Ratio0.86
P/S Ratio1.82
EV/EBITDA9.8
Per Share Data
EPS (TTM)$1.73
Book Value / Share$19.54
Revenue / Share$9.61
FCF / Share$1.76
Yields & Fair Value
Earnings Yield10.31%
Dividend Yield1.90%
Graham Number$27.61
SharesGrow IV$33.12 (+88%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
43.5 |
1.63 |
0.99 |
2.12 |
- |
| 2017 |
41.8 |
1.59 |
1.20 |
2.51 |
- |
| 2018 |
28.5 |
0.62 |
1.13 |
2.21 |
- |
| 2019 |
18.8 |
0.41 |
1.03 |
1.95 |
- |
| 2020 |
18.0 |
-0.71 |
0.69 |
1.39 |
- |
| 2021 |
11.3 |
0.07 |
0.71 |
2.19 |
- |
| 2022 |
10.6 |
0.67 |
0.85 |
2.61 |
1.70% |
| 2023 |
8.5 |
3.33 |
0.63 |
1.62 |
2.00% |
| 2024 |
10.0 |
4.02 |
0.71 |
1.50 |
2.15% |
| 2025 |
11.0 |
0.40 |
0.91 |
1.84 |
1.69% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$0.19 |
$22.38M |
$1.09M |
4.9% |
| 2017 |
$0.24 |
$23.71M |
$1.42M |
6% |
| 2018 |
$0.35 |
$26.15M |
$2.03M |
7.8% |
| 2019 |
$0.51 |
$28.95M |
$3M |
10.3% |
| 2020 |
$0.38 |
$28.34M |
$2.19M |
7.7% |
| 2021 |
$1.01 |
$31.62M |
$6.12M |
19.4% |
| 2022 |
$1.17 |
$32.22M |
$7.92M |
24.6% |
| 2023 |
$1.20 |
$40.74M |
$7.71M |
18.9% |
| 2024 |
$1.23 |
$52.12M |
$7.78M |
14.9% |
| 2025 |
$1.56 |
$58.42M |
$9.76M |
16.7% |
