SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
M&T Bank Corporation (MTB) trades at a trailing P/E of 12.5, forward P/E of 11.8. Trailing earnings yield is 7.99%, forward earnings yield 8.50%. PEG 0.78 (Peter Lynch undervalued ≤1.0). Graham Number is $264.93.
Criteria proven by this page:
- VALUE (66/100, Pass) — P/E is below market average (12.5); PEG ≤ 1.0 — Peter Lynch undervalued (0.78); earnings yield beats bond yields (7.99%).
- Forward P/E 11.8 (down from trailing 12.5) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.78 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 7.99% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 8.50% as earnings recover.
- Analyst consensus target $234.20 (+6.2% upside) — modest upside expected.
Overall SharesGrow Score: 68/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
66/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
33/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — MTB
Valuation Multiples
P/E (TTM)12.5
Forward P/E11.8
PEG Ratio0.78
Forward PEG1.14
P/B Ratio1.22
P/S Ratio2.65
EV/EBITDA6.8
Per Share Data
EPS (TTM)$17.46
Forward EPS (Est.)$18.76
Book Value / Share$178.67
Revenue / Share$75.38
FCF / Share$18.05
Yields & Fair Value
Earnings Yield7.99%
Forward Earnings Yield8.50%
Dividend Yield2.68%
Graham Number$264.93
SharesGrow IV$439.97 (+99.5%)
Analyst Target$234.20 (+6.2%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
18.7 |
2.32 |
1.49 |
4.29 |
2.13% |
| 2017 |
18.5 |
1.57 |
1.60 |
4.32 |
2.04% |
| 2018 |
10.3 |
0.22 |
1.28 |
3.07 |
2.94% |
| 2019 |
11.8 |
1.49 |
1.45 |
3.29 |
2.72% |
| 2020 |
12.1 |
-0.44 |
1.01 |
2.61 |
3.88% |
| 2021 |
10.6 |
0.27 |
1.10 |
3.25 |
3.28% |
| 2022 |
11.9 |
-0.74 |
0.93 |
2.81 |
3.72% |
| 2023 |
8.3 |
0.23 |
0.85 |
1.82 |
4.24% |
| 2024 |
12.1 |
-1.68 |
1.08 |
2.33 |
3.30% |
| 2025 |
11.5 |
0.71 |
1.13 |
2.67 |
3.18% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$7.78 |
$5.72B |
$1.32B |
23% |
| 2017 |
$8.70 |
$6.02B |
$1.41B |
23.4% |
| 2018 |
$12.74 |
$6.45B |
$1.92B |
29.7% |
| 2019 |
$13.75 |
$6.94B |
$1.93B |
27.8% |
| 2020 |
$9.94 |
$6.28B |
$1.35B |
21.5% |
| 2021 |
$13.80 |
$6.08B |
$1.86B |
30.6% |
| 2022 |
$11.53 |
$8.44B |
$1.99B |
23.6% |
| 2023 |
$15.79 |
$12.51B |
$2.74B |
21.9% |
| 2024 |
$14.64 |
$13.41B |
$2.59B |
19.3% |
| 2025 |
$17.00 |
$12.31B |
$2.85B |
23.2% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$18.77 |
$18.42 – $19.21 |
$9.99B |
$9.92B – $10.08B |
16 |
| 2027 |
$21.06 |
$20.54 – $21.46 |
$10.36B |
$10.27B – $10.57B |
15 |
| 2028 |
$23.39 |
$21.39 – $24.73 |
$10.68B |
$10.67B – $10.69B |
5 |
