SharesGrow 7-Criteria Score
All 7 criteria scored · valuation-related highlighted on this page
The PNC Financial Services Group, Inc. (PNC) trades at a trailing P/E of 12.5, forward P/E of 12.1. Trailing earnings yield is 7.98%, forward earnings yield 8.24%. PEG 0.63 (Peter Lynch undervalued ≤1.0). Graham Number is $246.90.
Criteria proven by this page:
- VALUE (74/100, Pass) — P/E is below market average (12.5); PEG ≤ 1.0 — Peter Lynch undervalued (0.63); analyst target implies upside (+10.5%); earnings yield beats bond yields (7.98%).
- Forward P/E 12.1 (down from trailing 12.5) — analysts expect earnings to grow, which would improve the valuation.
- PEG Ratio 0.63 — below 1.0 suggests the stock is undervalued relative to its earnings growth rate (Peter Lynch criterion).
- Trailing Earnings Yield 7.98% — exceeds typical bond yields (~4.3%), making equity attractive vs fixed income. Forward yield improves to 8.24% as earnings recover.
- Analyst consensus target $244.44 (+10.5% upside) — modest upside expected.
Overall SharesGrow Score: 65/100 with 4/7 criteria passed.
SharesGrow 7-Criteria Score
✓
VALUE
74/100
Price-to-Earnings & upside
Proven by this page
✗
HEALTH
17/100
Debt-to-Equity & liquidity
→ Health
Valuation Snapshot — PNC
Valuation Multiples
P/E (TTM)12.5
Forward P/E12.1
PEG Ratio0.63
Forward PEG1.23
P/B Ratio1.43
P/S Ratio2.62
EV/EBITDA16.2
Per Share Data
EPS (TTM)$17.60
Forward EPS (Est.)$18.23
Book Value / Share$153.90
Revenue / Share$86.27
FCF / Share$15.00
Yields & Fair Value
Earnings Yield7.98%
Forward Earnings Yield8.24%
Dividend Yield3.04%
Graham Number$246.90
SharesGrow IV$311.48 (+40.8%)
Analyst Target$244.44 (+10.5%)
Historical Valuation
| Year |
P/E (TTM) |
PEG Ratio |
P/B Ratio |
P/S Ratio |
Dividend Yield |
| 2016 |
14.8 |
-11.13 |
1.26 |
3.52 |
2.20% |
| 2017 |
13.0 |
0.31 |
1.46 |
3.85 |
2.16% |
| 2018 |
10.3 |
3.60 |
1.14 |
2.87 |
3.36% |
| 2019 |
13.3 |
2.24 |
1.45 |
3.46 |
2.99% |
| 2020 |
8.5 |
-0.19 |
1.18 |
3.48 |
3.47% |
| 2021 |
15.1 |
0.15 |
1.53 |
4.34 |
2.68% |
| 2022 |
10.8 |
1.19 |
1.42 |
2.76 |
4.14% |
| 2023 |
11.1 |
-1.46 |
1.22 |
1.95 |
4.63% |
| 2024 |
13.1 |
1.74 |
1.41 |
2.28 |
3.75% |
| 2025 |
11.9 |
0.57 |
1.36 |
2.62 |
3.58% |
P/E Ratio & Earnings Yield
Earnings Per Share (EPS) History
| Year |
EPS (Diluted) |
Revenue |
Net Income |
Net Margin |
| 2016 |
$7.30 |
$16.42B |
$3.9B |
23.8% |
| 2017 |
$10.36 |
$18.04B |
$5.34B |
29.6% |
| 2018 |
$10.71 |
$19.05B |
$5.3B |
27.8% |
| 2019 |
$11.39 |
$20.64B |
$5.37B |
26% |
| 2020 |
$16.96 |
$18.26B |
$7.52B |
41.2% |
| 2021 |
$12.70 |
$19.7B |
$5.67B |
28.8% |
| 2022 |
$13.85 |
$23.54B |
$6.04B |
25.7% |
| 2023 |
$12.79 |
$31.9B |
$5.58B |
17.5% |
| 2024 |
$13.82 |
$33.69B |
$5.89B |
17.5% |
| 2025 |
$16.59 |
$31.34B |
$6.94B |
22.1% |
Analyst Estimates
| Year |
EPS (Avg) |
EPS Range |
Revenue (Avg) |
Revenue Range |
Analysts |
| 2026 |
$18.21 |
$16.82 – $18.88 |
$25.73B |
$25.35B – $25.84B |
19 |
| 2027 |
$20.78 |
$18.12 – $22.10 |
$26.96B |
$25.6B – $27.51B |
19 |
| 2028 |
$22.68 |
$18.55 – $25.12 |
$28.16B |
$28.01B – $28.31B |
8 |
| 2029 |
$19.07 |
$18.66 – $19.30 |
$19.96B |
$19.64B – $20.15B |
6 |
